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Choose the Right Car to Save Money on Your Auto Insurance

Here’s how selecting the right car can reduce your auto insurance premiums. When you are searching for a new car, there are many different factors to take into account. One of the things that you should think about is how your choice of car will affect your auto insurance costs. Want to find a car that allows you to access the lowest insurance rates possible? Then here are some of the things you need to keep in mind when car shopping. Safety For most car buyers, safety ratings are Read More

Understanding Homeowners Insurance: Replacement Cost Value Vs. Actual Cash Value

What’s the difference between replacement cost value and actual cost value? When looking over your homeowners insurance policy, you are likely to run into industry specific terms that you might be unfamiliar with. For instance, you might encounter the terms “replacement cost value” or “actual cost value.” A huge part of understanding your coverage is understanding what these terms mean and how they affect your policy. Here’s what you need to know about the difference between replacement cost Read More

How to Handle a Hit-and-Run Car Accident

Learn what you should do if you are the victim of a hit-and-run. An accident is deemed a hit-and-run any time an involved driver leaves the scene of the accident. Unfortunately, these types of accidents can happen so quickly that you may not have a chance to respond. This is why it’s important to know what to do if faced with a hit-and-run. Here’s how you should handle the situation. Don’t Chase the Driver Down While it might be tempting to chase after the driver, it’s simply not safe. Read More

Reasons Why Your Auto Insurance Rates Increase

Here’s why your premiums are on the rise. Do you feel like your auto insurance premiums are increasing every year? Well turns out you might be right. When calculating your insurance premiums, your insurer takes many factors into account. If these factors change, then so will your rates. Here are some of the factors that could be causing your auto insurance rates to rise. Newer Cars Because new cars usually have the most updated and flashy features, they tend to be more expensive to Read More

Should You Bundle Your Home and Auto Insurance?

Find out if a home and auto bundle is right for you. Generally, bundling your home and auto insurance policies is a great way to save money on your coverage. However, bundling might not be the best idea for everyone. Here are some tips to help you decide if you should bundle these essential insurance policies. Evaluate Each Policy Individually While most insurance companies have several insurance options, some companies are associated with a specific type of coverage. For instance, an Read More

How Location Affects Your Home Insurance Rates

This is how your home’s location influences your insurance premiums. Your home insurer takes many different factors into account when determining your insurance premiums. One of the major factors is your home’s location. Curious to learn how location affects your insurance rates? Read on for more information. Risk of Extreme Weather Events and Natural Disasters If your home is located in an area that is prone to extreme weather events or natural disasters, then it has a higher risk of Read More

Life Insurance for Millennials: Planning for the Future

Here’s what the millennial generation should know about getting life insurance. While most people acknowledge that life insurance is an essential aspect of financial planning, most young people aren’t too concerned with getting the coverages offered by a life insurance policy. However, even though you’re young and healthy, getting life insurance is still an important part of planning for your future. Here’s what you need to know about getting life insurance. It Protects Your Loved Ones As Read More