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Do You Need Umbrella Insurance? If So, How Much?

When you’re ready to buy umbrella insurance, this guide can help you decide how much to get. You want to protect yourself, your loved ones, and the assets you’ve worked hard to accrue. You’ve likely purchased homeowners or renters and auto insurance to do exactly that. Have you considered additional protection, though? You might think you don’t need it, but both your home and auto policies have certain liability limits. That means that if you get sued for more than that limit, you could be Read More

Tips for Buying Business Insurance

Shopping for your business’s insurance policy? Here’s what you need to consider first. No two businesses are alike. Similarly, no two companies share the same risks and threats that can impact the stability, finances, and staff. Buying business insurance for your small company can be a frustrating process. Finding the right policy can feel like you’re looking for a needle in the haystack. In actuality, giving up and settling for a mediocre policy can do more damage to your business than it Read More

Pros & Cons of High Deductibles

Deductible health plans are in the headlines, and in case you do not know what these offerings are, they are a new coverage that has become so popular because of the low premiums they provide. Though what they include may seem a very enticing selling point, they also come with significant drawbacks that should be considered. Here are the pros and cons of this type of health plan that you need to look into to decide whether it is good for you or not: List of Pros of a High Deductible Health Read More

Insuring Your Home Business

Running a home-based business isn’t easy, here’s how you can insure it to protect your business equipment. If you run a business from the comfort of your own home, you may not have enough insurance to protect your business equipment. A standard homeowners insurance policy provides only $2,500 coverage for business equipment, which is likely not enough to cover all of your property associated with your business. As a business, you will likely need coverage for liability and lost income. You Read More

Safety Behind the Wheel: Tips for Your Summer Drive

Stay safe on summer roads with these tips. Whether it’s the daily work commute, the school run, or a summer road trip, driving in the hottest season has its challenges. As well as sun glare, you’ve got high temperatures to contend with, which can make your car behave differently. In addition, roads are busier, especially en route to airports and around tourist destinations. Before you head off, review these tips for your summer drive. Plan your journey. If you have a road trip planned, map Read More

How to Protect Your Home While on Vacation

Heading out on vacation? Be sure to protect your home! Where is this summer taking you? Whether it’s tropical, action-packed, or relaxing, many people go on vacations over the summer months. With time off work and school, it makes it ideal for families, couples, and individuals alike. While you’re packing to head out on vacation, ensure that you’ve taken the necessary steps to protect your home. Ask a friend. Ask a relative, friend, or trusted neighbor to visit your home a couple of times a Read More

What Should Go in Your Home Safe?

Items, such as these items you may need immediately, should be kept safe and sound in your home’s safe. Spring has come and gone and you still haven’t done a deep clean of your home! Take the time now to wipe away the cobwebs, organize your closets, and clean out the pantry. While you’re at it, pay some attention to the important documents and other items you have in your home safe and bank safe deposit box. If you don’t have a safe, now is a great time to invest; here’s what you’d want to Read More