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What to Expect After Your Car is Deemed a Total Loss

Here’s what happens after your car is totalled. After getting into an accident, your car might be damaged beyond repair. In this case, your insurance agent will call and report that your car has been declared a “total loss.” Wondering what this means for you and what you should expect? Read on to learn what happens in the aftermath of your car being deemed a total loss. Paying Your Deductible If another driver caused the accident, then his/her insurance should cover your total loss Read More

Upgraded Coverages to Add to Your Auto Policy

It’s time to upgrade your auto insurance; here are some of the coverages you should add to your policy. If you are relying on minimum car insurance, it’s likely that you do not have the coverages you actually need to be protected. That’s why it’s time to consider upgrading your policy. Here are some of the coverages that you should consider adding to your policy. Medical Payments Insurance Also known as personal injury protection, this type if insurance will help you cover the medical Read More

Affordable Ways to Improve the Safety of Your Home

Try out these easy and affordable suggestions to make your home safer. If you are a homeowner, then you likely want to do everything that you can to make your home safe. Luckily, there are several easy, affordable things that you can do to improve the safety of your home. Here are some of the fixes you should make around your home. Check Your Smoke Alarms and Carbon Monoxide Detectors Checking the smoke alarms and carbon monoxide detectors in your home is an easy way to protect against Read More

Why Your Car Insurance Seems So Expensive

Here are some of the reasons why your auto insurance might be on the higher side. Does it seem like you’re paying more for your auto insurance than your friends or family?  While this might seem unfair, there are some legitimate reasons that might explain the disparity in your insurance premiums.  Here are some of the factors that can make your car insurance more expensive. You Drive a High-Performance or Specialty Vehicle If you have a high-performance or specialty vehicle, don’t expect Read More

Life Insurance Questions to Ask Yourself

Ask yourself these questions to help you recognize your changing life insurance needs. As you get older, your life insurance needs are bound to change.  Your changing responsibilities and obligations will affect how much coverage you will require from your policy.  No matter what stage of life you are in, it’s important to consider your life insurance needs.  Here are some questions that you can ask yourself to help you determine the amount and type of coverage you need. Who Depends On Read More

Money-Saving Tips for Your Auto Insurance

Try out these suggestions to make your car insurance more affordable. No one wants to pay more for their auto insurance than they have to.  Luckily, there are things that you can do to lower your car insurance rates.  Interested in saving some serious money?  Try out these suggestions to help you cut down on your car insurance costs. Raise Your Deductible A deductible is the amount of money you agree to pay towards repairs before your insurance coverage kicks in.  Your auto insurance Read More

Tips to Help You File a Home Insurance Claim

Here are some suggestions to help you make the home insurance claims process a little easier. Knowing that you have good homeowners insurance that you can count on can offer you some serious peace of mind.  However, if your home does sustain damage, the idea of beginning the insurance claims process may seem daunting.  Luckily, there are steps that you can take to simplify your home insurance claim.  Try out these suggestions to help you make the claims process go a little more Read More