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Update Your Homeowners Insurance This Spring

With spring almost here, you may be thinking about upcoming home improvement projects and spring cleaning. Now is also the time to think about updating your homeowners insurance policy. 

  1. Look over the total amount covered on your homeowners insurance policy. Remember that your homeowner’s insurance policy should cover the replacement price of your home, if it were to be damaged or destroyed. This is not equal to the market value of your home, if you were to sell it tomorrow. Not sure what the replacement cost of your home would be? Sometimes local contractors or construction companies can help with this. 
  2. Perform an updated inventory of your possessions. It may have been years since you last did this and it’s possible the amount covered by your homeowners insurance should be changed. Remember that expensive items like jewelry, pieces of art and furs may need to be scheduled separately on your insurance policy. 

If you’re not sure if your coverage is enough, contact your agent at Pierce Insurance Group. We can help you decide if your current homeowner’s coverage is adequate. If you think it’s time to change your policy, call us to get a quote! Pierce Insurance Group, located in McKinney, Texas, is here for you.