Why Your Home Insurance Rates Are Going Up at Renewal

Here are some of the reasons why your premiums are on the rise. While you understand that your home insurance premiums will go up when you file a bunch of claims, you may be surprised when you see your rates increase even though you have a clean claims history.  However, your insurance premiums can also go up due to factors outside of your control.  Here are some of the reasons why your home insurance rates may be increasing. Frequency of Extreme Weather Events In recent years, the Read More

How You Can Save on Auto Insurance This Year

Try out these tips to save on your car insurance. If you have made a new year's resolution to save money, then you may be looking for areas where you can reduce your spending.  One place where you can save is on your auto insurance policy.  Looking for ways to save on your car coverage?  Then here are some of the things that you can do. Pay Your Premiums in Full Typically, auto insurance premiums are given in six-month terms.  While you have the option to pay your premiums in monthly Read More

How You Can Avoid Property Damage and Home Insurance Claims This Winter

Homeowners, take these steps to avoid damage and insurance claims caused by winter conditions. Many states throughout the country experience severely cold temperatures and extreme weather conditions during the winter months.  Oftentimes, these harsh conditions can pose a threat to homeowners.  To reduce the chances of your home sustaining damage this winter, here are some of the precautionary measures that you should take. Keep Your Home Heated- Homeowners should keep their home heated to Read More

Homeowners, Protect These Commonly Stolen Belongings

Home burglars target these items the most. During the month of December, the number of home invasions increases significantly.  This is because many people leave their homes unoccupied while they visit their loved ones for the holidays.  If you plan to travel this holiday season, then it's important that you protect your home and belongings.  Here are some of the most commonly stolen household items and what you can do to protect them. Cash Burglars tend to begin their search in the Read More

Steps to Take When Buying a Used Car

Make sure you're getting a good deal on a used car. If you can't afford to buy a brand-new car, then a used vehicle is a great option.  However, it's important to remember that buying a pre-owned vehicle does come with some risks.  For instance, you risk buying an unreliable car or a car with hidden damage.  Fortunately, there are steps that you can take to reduce this risk.  Here's what you can do to verify that you are getting a good deal on a used car. Inspect It Carefully The car's Read More

Who Needs Roadside Assistance Coverage?

Why having roadside assistance benefits you. Have you ever been driving along when suddenly you experience a serious issue with your car?  Whether it be a blown tire, a dead battery, or an overheated engine, most drivers are not equipped to handle such problems with their vehicles.  As a result, you may be forced to call a tow truck and have your car hauled to the nearest mechanic.  But what if you could have a service professional come out to you, fix your car, and have you back on the road Read More

When It’s Time to Review Your Life Insurance

Knowing when it's time for a life insurance review. When you secure life insurance, you cannot simply let your policy sit idle.  Instead, you should regularly review and update your policy to ensure that you have the right coverage to meet your changing needs.  But when exactly are you due for an insurance review?  Here's what you need to know. Annual Insurance Reviews Generally, you should review all your insurance policies, including your life insurance, on an annual basis.  If you Read More