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What You Need to Know About Engagement Ring Insurance

If you got engaged, then you need insurance for the ring. If you have recently gotten engaged, then securing the right insurance for your ring might be the last thing on your mind.  However, it’s important that you secure coverage to ensure that your ring is protected no matter what perils come your way.  Here’s what you need to know about insuring your engagement ring. Coverage Options When it comes to insuring your engagement ring, you have some options.  You can choose to secure Read More

Understanding your Home Liability Insurance Needs

What you need to know about your personal liability coverage. Did you know that personal liability issues are among the most serious and expensive claims that a homeowner can face?  This is why all standard homeowners insurance policies come with some personal liability coverage.  But what exactly does personal liability insurance cover and do you have enough protection in place?  Here’s what you need to know. What Does Personal Liability Insurance Cover? Personal liability issues arise Read More

Driving Tips for New Teen Drivers

Keep your teen safe while out on the open road. When your teen is first learning how to drive, it's natural to be concerned about their safety. Fortunately, there are many things you can teach them early on that will ensure they are practicing safe driving behaviors. Here are some of the safety suggestions you should pass on to your teen when they are first learning how to drive. Be Defensive, Not Aggressive First things first, teach your teen to drive defensively. For instance, they Read More

Steps to Take After Getting a Speeding Ticket

Here are some of the steps that you should take if you are pulled over for a speeding ticket. Speeding is one of the most reckless and unnecessary bad driving habits out there. If you choose to speed, not only are you putting everyone on the road at risk, but you are also increasing your risk for a ticket. If you are ever pulled over, here's what you should do to handle the situation. When You Get Pulled Over Ask which method the officer used to determine that you were speeding. Read More

Natural Disaster Protection from Your Homeowners Insurance

How your home insurance will protect you from natural disasters. While you might assume that your homeowners insurance will protect against any danger that your home encounters, this isn't the case. All insurance policies have limitations and exclusions, and your homeowners insurance is no different. Here's what you need to know about your home insurance policy's ability to protect you against natural disasters and other damage events. Covered First, it's important to understand that Read More

Deciding If You Should File a Home Insurance Claim

Should you bother filing a homeowners insurance claim? While your homeowners insurance is there to protect your property, belongings, and personal liability, this does not mean you should use your insurance coverage to deal with every incident that comes your way. In fact, filing claims for minor damages or issues could actually harm you in the long run. Here are some things to consider when deciding if you should file a home insurance claim. Your Premiums Will Increase Every time you Read More

Understanding Term Life Insurance

Here's what you need to know about term life insurance. The majority of Americans recognize the importance of having life insurance coverage to care for their loved ones. However, many do not know where to start when it comes to securing this essential coverage. When it comes to life insurance coverage, a term life policy is a great option for most individuals. Here's what you need to know about term life insurance and what it can do for you. What is term life insurance? Term life Read More