Places Where Auto Accidents are Most Common

Your risk for a car accident increases in these locations. As a driver, you understand that the risk for an accident in near-constant.  However, there are certain places where your risk increases considerably.  When you are driving through these locations, take additional precautions to avoid getting into a crash. Parking Lots Many accidents take place in parking lots because of the high concentration of cars and pedestrians.  Additionally, drivers need to back out of parking spots, Read More

Dealing with Accidents and Drivers Who Refuse to Exchange Information

What to do is a driver won't share their information after an accident. As a driver, getting into a car accident is one of the most stressful situations to find yourself in.  However, things are even worse when the other driver refuses to cooperate with you.  If you ever find yourself having to handle a driver who won't share their information after a crash, then here are some of the steps that you should take. If the Driver Refuses to Share Their Information Sometimes when you get into Read More

Preventing Common Home Insurance Claims

Addressing common sources of home damage. As a homeowner, you want to avoid filing home insurance claims for easily preventable damages.  Fortunately, many common sources of damage can be taken care of with routine maintenance and continued vigilance.  Keep an eye on these vulnerable areas to prevent common home insurance claims. Washing Machine If your washing machine malfunctions, then it can cause significant water damage to your home and belongings. To prevent this issue, you must Read More

Do Out of State Speeding Tickets Affect Your Auto Rates?

What to know about out of state speeding tickets and your car insurance. Most drivers understand that speeding tickets will increase their auto insurance rates.  But is this always the case?  For instance, what happens if you get a speeding ticket while driving outside of your home state?  Here's what you need to know about out of state speeding tickets and your car insurance. How Speeding Tickets Affect Your Insurance Speeding tickets raise your auto insurance rates because your Read More

What to Know About Age-Related Auto Discounts

How you can save on your car insurance as you get older. Drivers in their teens and early twenties get into more auto accidents than any other demographic of drivers.  As a result, young drivers typically pay more for auto insurance than older, more experienced drivers.  Fortunately, young drivers will see their rates drop as they get older.  Here's what you need to know about age-related car insurance savings. Car Premiums Decrease with Age Most auto insurers will gradually start to Read More

How to Choose the Right Amount of Auto Insurance

What to consider when securing car coverage. When securing auto insurance, many drivers assume that their state's minimum coverage requirements will offer then adequate protection.  Unfortunately, this isn't the case.  Insurance experts across the board agree that drivers need to secure coverage that extends beyond state minimums.  But how much coverage do you actually need?  Here's what you should consider. The Problem with Insufficient Coverage While relying on state insurance Read More

Avoid These Expensive Mistakes at a Homeowner

Save money by avoiding these mistakes. If you are a homeowner, then there is a lot of responsibility resting on your shoulders.  Naturally, many homeowners end up making mistakes.  However, certain mistakes can end up being more costly than others.  If you do not want to run into expensive issues down the line, avoid making these homeownership mistakes now. Failing to Check Up on the Home Just because you live in a home does not mean that you know everything about it.  Oftentimes Read More