The Basics of Buying Homeowners Insurance: What You Need to Know

Before you purchase a homeowner’s policy, you need to understand what it covers and what it doesn’t. It’s also important that you are aware of certain expenses that may be covered if something catastrophic happens to your home. The more you know about homeowners insurance, the easier it will be for you to create a […]

What You Need to Know about Movers’ Business Insurance Coverage

Homeowners insurance protects you against any damages that occur on your property, such as theft, fire, burglary, and vandalism. It may also provide treatment costs for injuries suffered by a guest on your premises. This coverage policy may include protection for your personal property when it is inside the home, in transit, or in storage […]

Differences Between Home Warranty and Homeowners Insurance

As a homeowner, your home is bound to require occasional maintenance or an expensive replacement, which is why you need homeowner insurance or a home warranty that will help provide protection. However, the tricky part is deciding which one of the two policies you would be interested in pursuing. Home Warranty vs. Homeowners Insurance A […]

How Car Insurance Is Affected after an Accident

While in some states, being the cause of a car accident might impact your rates for up to five years, the national average rate increase for drivers with a clean record is forty-one percent. This is according to Forbes Advisor’s analysis. The Effect of a Car Accident on Insurance Being found at fault for a […]

Coverage for Falling Asleep at the Wheel in Your Car Insurance

Falling asleep at the wheel, regardless of the cause, is dangerous for you and other motorists and pedestrians. It can result in auto accidents, begging the question: does your auto insurance policy cover falling asleep behind the wheels? The simple answer is that you may be covered, depending on the cause of your drowsiness while […]

Common Pitfalls to Avoid When Buying an Insurance Coverage

If you are shopping for auto, homeowners, or business coverage, try your best to avoid common insurance mistakes. Some coverage pitfalls may leave you unprotected, while others may cost you more than necessary. To ensure that you’re fully protected and can recover the insured asset or property if a covered peril occurs, here are some […]

3 Important Insurance Variables for College Students

Going to college is a period of significant change for everyone. While you are likely excited to experience new things, you may feel a little uncertain about the road ahead. You’ll have to start thinking about how you are going to manage your social life and your studies. One thing that you probably aren’t thinking […]

Homeowners Insurance Guide for Protection Against Potential Losses

The inclement weather presents multiple challenges and potential risks to your property. Heavy snowfall can lead to slippery roads. High winds can cause power outages. Ice-covered trees can cause property damage. Keeping track of these potential damages can make it difficult to figure out the damages that are covered under your home insurance policy. Here […]

What is Uninsured Motorist Insurance in Texas?

Texas law mandates drivers to purchase auto insurance to cover personal damages and injured parties. However, reports have shown that up to fifteen percent of Texas drivers fail to buy car insurance. Due to this fact, there is a growing need for uninsured motorist insurance. This insurance policy covers damages done to you by a […]

Homeowners Insurance Guide – What You Need to Know

Homeowners are advised to buy insurance to cover their assets in case of emergencies that may be financially demanding. Homeowners insurance covers the cost of damages done to the building, items within the building, and on the land. It is important to have detailed information or a breakdown of the included coverages before purchasing insurance, […]