Why Do You Need Additional Insurance Coverage for Your Home?

A basic homeowner’s insurance is often not enough to protect you, the homeowner, and your home from different perils that await you. For this, it is important that you update your homeowner’s insurance coverage from time to time. This will enable you to properly protect yourself from the financial gaps in your insurance coverage. It […]

How to Save Money When Insuring Your Old Home?

Regardless of your home’s age, it is important to have homeowners’ insurance. It facilitates the repair or replacement of parts of the home that experience damage due to covered events including theft, fire, and extreme weather. Unfortunately, it is very difficult to insure older homes than newer ones. This is because older homes are more […]

Home Insurance Tips to Make Sure You Are Getting the Best Coverage

Buying a home insurance policy is an important step for every homeowner. This is because it protects your housing structure and the personal belongings within it from damage and theft. However, there is hardly a one-size-fits-all policy that caters to every emergency. Nevertheless, with the right information, you can get an insurance policy that protects […]

Why Is Homeowners Insurance Different for New Vs. Old Homes?

There are several differences between a new home and an older one. Some of these differences include the building structure, the plumbing or heating systems, electrical system, etc. As expected, the structure and systems of older homes are usually less durable than those of newer homes. For this reason, insuring older homes usually costs more […]

Why Is Car Insurance Coverage Cheaper for Women?

Car insurance is a requirement for all drivers in most states. Many of them allow insurers to set their auto insurance rates based on age and gender. Statistically speaking, being perceived as lower-risk drivers, women often pay lower car insurance premiums than men. Other Factors Influencing Car Insurance Rates Even though there are no particular […]

Understanding the Important Features of a Life Insurance Coverage

Getting life insurance is a great thing to do in order to protect your beneficiaries when you are no more. However, there are different types of life insurance, and you need to be careful in selecting the one that will be beneficial to your situation. Comparing quotes from different providers before purchasing a life insurance […]

The Basics of Buying Homeowners Insurance: What You Need to Know

Before you purchase a homeowner’s policy, you need to understand what it covers and what it doesn’t. It’s also important that you are aware of certain expenses that may be covered if something catastrophic happens to your home. The more you know about homeowners insurance, the easier it will be for you to create a […]

What You Need to Know about Movers’ Business Insurance Coverage

Homeowners insurance protects you against any damages that occur on your property, such as theft, fire, burglary, and vandalism. It may also provide treatment costs for injuries suffered by a guest on your premises. This coverage policy may include protection for your personal property when it is inside the home, in transit, or in storage […]

Differences Between Home Warranty and Homeowners Insurance

As a homeowner, your home is bound to require occasional maintenance or an expensive replacement, which is why you need homeowner insurance or a home warranty that will help provide protection. However, the tricky part is deciding which one of the two policies you would be interested in pursuing. Home Warranty vs. Homeowners Insurance A […]