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How Driving Experience Affects Your Car Insurance

Why does driving experience matter to car insurers? If you are going through the process of getting auto insurance, then your insurer will ask you various questions about your personal factors.  One of the things they will question you about is your driving experience.  But why is this important and does your experience (or lack thereof) affect your insurance rates?  Here's what you need to know. Inexperienced Drivers Auto insurers assume that the more driving experience you have, the Read More

Car Insurance Myths

The truth behind common car coverage myths. Because many people are unfamiliar with the insurance industry, misconceptions abound.  This is certainly true when it comes to auto insurance.  To ensure that fake facts do not affect your coverage decisions, here are some of the most common myths debunked. Myth 1: State Auto Minimums are Enough Every state in the country requires drivers to carry some minimum about of auto liability insurance.  However, these minimums are not necessarily Read More

How to Deal with a Fender Bender

Take steps to manage the aftermath of a car accident. For many drivers, getting into an accident is a worst-case scenario.  Even if an accident is minor and does not result in major injury or property damage, it is still a logistical challenge for the involved parties.  If you ever find yourself involved in a fender bender, here are some of the steps that you should take to manage the situation. Call the Authorities If someone has suffered an injury, even a minor one, then you need to Read More

Avoid These Mistakes When Securing Insurance for Your Teen Driver

Secure the right auto insurance for your teen. As a parent, you want to do everything in your power to keep your kids safe.  When your child is finally approved to get behind the wheel, you will likely be concerned about their safety.  Because you cannot be with your child every time they take to the road, securing the right auto insurance protection is of vital importance.  To ensure that you are getting the right coverage for your teen driver, make sure you avoid these insurance mistakes. Read More

Driving Tips for New Teen Drivers

Keep your teen safe while out on the open road. When your teen is first learning how to drive, it's natural to be concerned about their safety. Fortunately, there are many things you can teach them early on that will ensure they are practicing safe driving behaviors. Here are some of the safety suggestions you should pass on to your teen when they are first learning how to drive. Be Defensive, Not Aggressive First things first, teach your teen to drive defensively. For instance, they Read More

Steps to Take After Getting a Speeding Ticket

Here are some of the steps that you should take if you are pulled over for a speeding ticket. Speeding is one of the most reckless and unnecessary bad driving habits out there. If you choose to speed, not only are you putting everyone on the road at risk, but you are also increasing your risk for a ticket. If you are ever pulled over, here's what you should do to handle the situation. When You Get Pulled Over Ask which method the officer used to determine that you were speeding. Read More

Is Roadside Assistance Coverage Worth It?

Should you invest in roadside assistance? For many drivers, the idea of breaking down and getting stranded by the side of the road is their worst nightmare. When you consider the cost of towing your car to a mechanic and paying for the necessary repairs, the nightmare gets even worse. However, you can actually avoid this undesirable situation by securing roadside assistance coverage for your car. Here's what you need to know about this type of coverage. What is roadside Read More