Google+

Choose the Right Car to Save Money on Your Auto Insurance

Here’s how selecting the right car can reduce your auto insurance premiums.

When you are searching for a new car, there are many different factors to take into account. One of the things that you should think about is how your choice of car will affect your auto insurance costs. Want to find a car that allows you to access the lowest insurance rates possible? Then here are some of the things you need to keep in mind when car shopping.

  • Safety

For most car buyers, safety ratings are already an important consideration. However, these ratings become even more significant when you consider how they affect your auto insurance rates. Generally, cars with high safety ratings and the most updated safety features are considered to be at lower risk for accident, theft, and vandalism. This reduced risk will translate into lower auto insurance premiums for you.

  • Popularity

Before you select the car you want, you should research how popular the car is with thieves. You might be surprised to find that the relatively modest car you are looking at is actually quite high on the most-stolen list. If the model of car you are considering is a common target for theft, insurers will definitely factor this risk into your auto premiums.

  • Age

Finally, you should be aware of how a car’s age will affect your insurance rates. While it’s obvious that a brand-new car will cost more to insure, you might be surprised to know that older cars can also lead to increased insurance costs. This increased rate is because older cars tend to have fewer safety features and be less reliable. So, if you want to save on your insurance, your best bet is a used car that’s only a few years old.

These are some of the things you should look for in a new car if you want to save on your auto insurance.  Interested in finding the best auto coverage at a price that fits your budget?  Then turn to the experts at Pierce Insurance Group.  We are ready to assist you with all your insurance needs.  Contact us to get started today.