Home Security Tech Solutions

Make your home safer with these tech options. As a homeowner, you want to do everything in your power to protect your home, belongings, and loved ones.  Fortunately, new technology makes this task easier than ever.  Here are some of the security technology solutions that you should consider for your home. Full-Service Systems There are many companies that offer full-service security systems equipped with central monitoring.  These systems utilize video surveillance, remote access, smoke Read More

How to Speed Up Your Home Insurance Claim

Tips for moving your insurance claim along. Filing a home insurance claim is no one's idea of a good time.  However, there are some steps that you can take to speed your claim along.  Try out these suggestions for an easy, efficient home insurance claim process. Report the Claim As Soon As Possible Most homeowners insurance policies include a clause that requires you to report claims "promptly."  Generally, this means reporting a claim within 24-hours of its occurrence.  For claims Read More

Secure Additional Home Coverage with These Insurance Endorsements

Fill your home insurance coverage gaps with these policy endorsements. As a homeowner, it's important to know that your insurance has certain coverage limitations and exclusions.  These limits can create dangerous coverage gaps.  Fortunately, there are ways to fill these gaps.  For instance, securing supplemental coverage with homeowners insurance endorsements is a great way to get the comprehensive coverage that you need.  Here are some of the policy endorsements that you should consider. Read More

Important Things to Know About Home Insurance Claim Payments

Essential things to know about home insurance claim payouts. If you've never filed a home insurance claim, then you probably do not know how the process works.  However, you should understand certain details about claim payment, so you know what to expect if you ever do file a claim.  Here's what you need to know about claim payment from your homeowners insurance provider. Your Insurer Can Make Claim Payments to Various Parties An insurance check can be made out to the owner of the home Read More

Insurance Considerations for Home Buyers

Before you close on a home, consider these insurance factors. When you are shopping for a new home, there's a lot of things to consider.  While things like location, school districting, and structural features are all important to think about, you shouldn't forget to consider homeowners insurance as well.  Here are some of the home insurance questions you should ask before deciding on a home. Is the home located near a fire department? No matter what type of home you are looking at or Read More

Ask These Questions When Looking for New Home Insurance

Ask these questions to better understand your homeowners insurance coverage. While you know that you need homeowners insurance, that might be the extent of your knowledge.  Before you sign off on a policy, it's important that you understand its specifics.  To gain a better understanding of your coverage, here are some of the important questions to ask. 1) What does my policy cover?  Before you settle on a policy, it's important to understand exactly what it will cover.  Generally, Read More

Why Some Home Insurance Providers Will Not Cover Your Dog

Is your dog covered under your homeowners insurance? When some homeowners go to secure home insurance, they are surprised to find that the breed of their dog can actually make them ineligible for coverage.  This is because many insurers will refuse to offer coverage to homeowners who have certain "dangerous" breeds of dogs.  Even if your homeowner doesn't deny you coverage completely, they may offer you a limited policy that denies coverage for dog bite liability claims.  But why do insurers Read More