Preventing Common Home Insurance Claims

Addressing common sources of home damage. As a homeowner, you want to avoid filing home insurance claims for easily preventable damages.  Fortunately, many common sources of damage can be taken care of with routine maintenance and continued vigilance.  Keep an eye on these vulnerable areas to prevent common home insurance claims. Washing Machine If your washing machine malfunctions, then it can cause significant water damage to your home and belongings. To prevent this issue, you must Read More

Avoid These Expensive Mistakes at a Homeowner

Save money by avoiding these mistakes. If you are a homeowner, then there is a lot of responsibility resting on your shoulders.  Naturally, many homeowners end up making mistakes.  However, certain mistakes can end up being more costly than others.  If you do not want to run into expensive issues down the line, avoid making these homeownership mistakes now. Failing to Check Up on the Home Just because you live in a home does not mean that you know everything about it.  Oftentimes Read More

How Being a Homeowner Helps You Save on Your Car Coverage

How homeownership unlocks auto insurance savings. If you own a home, then people may have told you that you can now save on your auto insurance.  While this isn't true for every homeowner, there are some ways that homeownership helps you save on your car coverage.  Here's what homeowners need to know about unlocking special auto discounts. Bundling Home and Auto Can Unlock Discounts One reason auto insurance is cheaper for some homeowners is that that they secure an auto policy from the Read More

Home Security Tech Solutions

Make your home safer with these tech options. As a homeowner, you want to do everything in your power to protect your home, belongings, and loved ones.  Fortunately, new technology makes this task easier than ever.  Here are some of the security technology solutions that you should consider for your home. Full-Service Systems There are many companies that offer full-service security systems equipped with central monitoring.  These systems utilize video surveillance, remote access, smoke Read More

How to Speed Up Your Home Insurance Claim

Tips for moving your insurance claim along. Filing a home insurance claim is no one's idea of a good time.  However, there are some steps that you can take to speed your claim along.  Try out these suggestions for an easy, efficient home insurance claim process. Report the Claim As Soon As Possible Most homeowners insurance policies include a clause that requires you to report claims "promptly."  Generally, this means reporting a claim within 24-hours of its occurrence.  For claims Read More

Secure Additional Home Coverage with These Insurance Endorsements

Fill your home insurance coverage gaps with these policy endorsements. As a homeowner, it's important to know that your insurance has certain coverage limitations and exclusions.  These limits can create dangerous coverage gaps.  Fortunately, there are ways to fill these gaps.  For instance, securing supplemental coverage with homeowners insurance endorsements is a great way to get the comprehensive coverage that you need.  Here are some of the policy endorsements that you should consider. Read More

Important Things to Know About Home Insurance Claim Payments

Essential things to know about home insurance claim payouts. If you've never filed a home insurance claim, then you probably do not know how the process works.  However, you should understand certain details about claim payment, so you know what to expect if you ever do file a claim.  Here's what you need to know about claim payment from your homeowners insurance provider. Your Insurer Can Make Claim Payments to Various Parties An insurance check can be made out to the owner of the home Read More