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How to Deal with a Fender Bender

Take steps to manage the aftermath of a car accident.

For many drivers, getting into an accident is a worst-case scenario.  Even if an accident is minor and does not result in major injury or property damage, it is still a logistical challenge for the involved parties.  If you ever find yourself involved in a fender bender, here are some of the steps that you should take to manage the situation.

Call the Authorities

If someone has suffered an injury, even a minor one, then you need to contact the police to report the accident.  Even if no one seems to be injured, it’s still a good idea to make a report with the authorities. Having an official police report of the incident will help you when you go to file a claim with your auto insurer.

Exchange Information with the Other Driver(s)

You should be sure to exchange information with the other involved parties.  For instance, you should exchange your insurance, contact, and vehicle information with the other drivers.  If there are witnesses to the accident, then try to get their names and contact information as well.  This information can be used by the authorities and your insurer to help determine who was at fault for the accident.

Document Damages

After exchanging information, you should also be sure to take pictures that document the scene of the accident and any damages sustained during the incident.  These pictures will be useful when you file your insurance claim.

Contact Your Insurance Provider

Finally, after you have jumped through all the official hoops and properly documented the incident, you should call your auto insurance provider to report the accident.  Relay what happened as accurately as possible and share any information that you have at that time.  This will allow your agent to jumpstart your claims process and can help you secure the coverage that you need as soon as possible.

These are some of the steps that you should take after being involved in a minor car accident.  Remember, having the right auto insurance will help you if you are ever involved in a car accident.  For help securing the right car coverage to fit your needs, contact the experts at Pierce Insurance Group to get started today.