Purchase affordable homeowners insurance without breaking the bank when you buy your first home.
If you are purchasing a home for the first time, you’re likely feeling many emotions at the same time. As right you should: buying a home is a big step in your life! Often times, purchasing a home comes attached with another life event that leads to this decision. Sometimes it can be marriage, other times it can be having children. Or it can be the realization that investing in your property, instead of throwing it at rent, makes more sense in the long term. Any of these reasons would add to the madness that is going on, and this madness can make you miss out on one of the more important aspects of purchasing a home: your homeowners insurance policy. Planning ahead when you start thinking about homeownership is the best way in which you can save on your insurance costs.
- Insurance can be cheaper through an agent, than through your mortgage lender. Mortgage insurance companies offer you insurance because they want to protect their investment and get their money back should something happen to the house. Their rates are based on the average of their own clients and may end up costing you more. An agent sifts through various companies to get you the best rate.
- Don’t wait until the very last minute. Let’s face it, waiting until the last minute has never helped you do anything right and your home insurance won’t be any different. If you are pressed for time you won’t get your discounts—which could save your hundreds a year!
To have the peace of mind that you deserve when it comes to your home, get in touch with your Pierce Insurance Group agent and contact us today for an all-encompassing homeowners insurance policy in McKinney, Texas.