How You Can Save on Auto Insurance This Year

Try out these tips to save on your car insurance.

If you have made a new year’s resolution to save money, then you may be looking for areas where you can reduce your spending.  One place where you can save is on your auto insurance policy.  Looking for ways to save on your car coverage?  Then here are some of the things that you can do.

  • Pay Your Premiums in Full

Typically, auto insurance premiums are given in six-month terms.  While you have the option to pay your premiums in monthly installments, you may be able to save by paying your premium all at once.  Many car insurance carriers offer discounts to policyholders who agree to pay their whole six-month premium upfront.

  • Raise Your Deductible

Your deductible is the amount of money that you agree to pay towards insurance claims before your coverage kicks in.  The higher the deductible that you assume, the lower your premiums will be.  If you can afford to increase your deductible this year, then do it so you can save on your auto policy.

  • Drive Fewer Miles

The more you drive, the higher your auto insurance premiums will be.  This is because the more you drive, the higher your risk for accidents and vehicular damage.  By cutting down on the miles you put on your car, you can actually reduce your auto insurance premiums.  As an added bonus, driving less also saves you money on gas and helps the environment.

These are some of the things that you can do to save on your auto insurance in 2020.  Do you have other questions about your car coverage?  If so, then contact the experts at Pierce Insurance Group.  Our dedicated team is eager to assist you with all your auto insurance needs today.

Give us your questions, feedback and opinions on this topic.