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Signs that It’s Time for Seniors to Stop Driving

Here are some of the indications that it’s time to hang up those keys for good. While it is undoubtedly a difficult decision, there will come a time when it’s simply no longer safe for you to drive. As many seniors struggle to make this serious decision, it’s important to look for any signs that indicate that you are no longer fit to operate a vehicle. Here are some of the things you should look out for. Difficulty Operating Your Vehicle Struggling to physically operate your car is an Read More

Insuring Your Second Home

Learn how you can secure the proper insurance coverage for your second home. If you own a second home, such as a vacation home or rental property, it’s important that you have the right insurance coverage for your secondary property. However, insuring a second property is not exactly the same as insuring your main home. Here’s what you need to know about securing the right coverage for your needs. Check Your Existing Policy Sometimes, the insurance policy you have on your main home Read More

Should You Invest in Over-50s Life Insurance?

Is it worth it to invest in life insurance when you’re over the age of 50? While most people understand the importance of having life insurance to provide for their loved ones, a common question arises when people enter their 50s: Do I still need the coverage offered by life insurance? If your children have moved out and you have paid off all major debts, such as your mortgage, you might not see the value of keeping your life insurance. However, before you decide to cancel your policy, there Read More

Why Estate Planning is for Everybody

Here’s why you can’t afford to overlook estate planning. Estate planning is the process of arranging your estate; planning what you want to happen to your assets, who will get your belongings, and when and how you want your estate to be distributed. Here’s why estate planning is important for everyone, even you. Everyone Has an Estate Regardless of what you might think, everyone has an estate. While the term “estate” might lead you to envision a fancy mansion set on sprawling acreage, the Read More

Choose the Right Car to Save Money on Your Auto Insurance

Here’s how selecting the right car can reduce your auto insurance premiums. When you are searching for a new car, there are many different factors to take into account. One of the things that you should think about is how your choice of car will affect your auto insurance costs. Want to find a car that allows you to access the lowest insurance rates possible? Then here are some of the things you need to keep in mind when car shopping. Safety For most car buyers, safety ratings are Read More

Understanding Homeowners Insurance: Replacement Cost Value Vs. Actual Cash Value

What’s the difference between replacement cost value and actual cost value? When looking over your homeowners insurance policy, you are likely to run into industry specific terms that you might be unfamiliar with. For instance, you might encounter the terms “replacement cost value” or “actual cost value.” A huge part of understanding your coverage is understanding what these terms mean and how they affect your policy. Here’s what you need to know about the difference between replacement cost Read More

How to Handle a Hit-and-Run Car Accident

Learn what you should do if you are the victim of a hit-and-run. An accident is deemed a hit-and-run any time an involved driver leaves the scene of the accident. Unfortunately, these types of accidents can happen so quickly that you may not have a chance to respond. This is why it’s important to know what to do if faced with a hit-and-run. Here’s how you should handle the situation. Don’t Chase the Driver Down While it might be tempting to chase after the driver, it’s simply not safe. Read More