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Is Roadside Assistance Coverage Worth It?

Should you invest in roadside assistance? For many drivers, the idea of breaking down and getting stranded by the side of the road is their worst nightmare. When you consider the cost of towing your car to a mechanic and paying for the necessary repairs, the nightmare gets even worse. However, you can actually avoid this undesirable situation by securing roadside assistance coverage for your car. Here's what you need to know about this type of coverage. What is roadside Read More

How Canceling Your Policy Could Affect Your Future Car Insurance Rates

This is how canceling your auto policy now can affect your rates in the future. Whether you are selling your car or moving to a new state, there are a variety of reasons why you might want to cancel your auto policy before your term ends. Many car owners are concerned about what policy cancellation means for their future rates. Here's what canceling an auto policy now will mean for you in the future. Understand the Difference Between Canceling Your Policy and Having Your Policy Read More

Choosing a Life Insurance Beneficiary

Here's what to consider when naming a life insurance beneficiary. When you begin the process of securing life insurance, one of the things you will have to do is decide who you will name as a beneficiary on your policy. While this may seem like an easy decision, it requires a little more thought than you might imagine. Here are some things to consider when deciding who your beneficiaries will be. Who/What Do You Want to Provide For? While you obviously want to provide for your spouse and Read More

At What Age Should I Get Life Insurance?

When should you start thinking about life insurance? When it comes to the best age to secure life insurance, experts are split. Some advise that you get life insurance as soon as possible while others argue that you don't need this type of coverage until you are older and more established. Ultimately, the decision is up to you. Here are some of the things to consider before choosing when to start shopping for a life insurance policy. Your Debts Will Burden Your Loved Ones If you have Read More

Most Common Homeowners Insurance Claims

These are the most common insurance claims that homeowners need to look out for. While you probably have the right homeowners insurance in place, this doesn't mean that you want to use it. Unfortunately, it's impossible to eliminate every risk, and you will probably end up filing a homeowners insurance claim at least once in your lifetime. Here are the top three most common types of claims that homeowners end up filing. Wind and Hail: 35% The number one cause of homeowners insurance Read More

These Things Can Void Your Homeowners Insurance

These are some of the surprising things that could lead to your home insurance policy being cancelled. Many homeowners might be surprised to learn that they can actually lose their home insurance coverage. In fact, there is a surprising number of things that can result in your insurer denying your coverage or even cancelling your policy. Here are some of the things that you should avoid if you want to keep your coverage. Going Away for a Long Time If you are going to be away from your Read More

Top Risks Business Owners Face

Watch out for these threats to your business. As a business owner, you probably know that you and your company are subject to a certain amount of risk. But do you know exactly which threats you need to be on the look out for? To help, here are some of the top risks that you need to be wary of. 1) Liability for Injuries or Damages - There’s a good chance that your company will be sued by an employee, customer, or other third-party for property damage, bodily injury, libel, or slander. 2) Read More