How Car Insurance Is Affected after an Accident

While in some states, being the cause of a car accident might impact your rates for up to five years, the national average rate increase for drivers with a clean record is forty-one percent. This is according to Forbes Advisor’s analysis. The Effect of a Car Accident on Insurance Being found at fault for a […]

Coverage for Falling Asleep at the Wheel in Your Car Insurance

Falling asleep at the wheel, regardless of the cause, is dangerous for you and other motorists and pedestrians. It can result in auto accidents, begging the question: does your auto insurance policy cover falling asleep behind the wheels? The simple answer is that you may be covered, depending on the cause of your drowsiness while […]

Common Pitfalls to Avoid When Buying an Insurance Coverage

If you are shopping for auto, homeowners, or business coverage, try your best to avoid common insurance mistakes. Some coverage pitfalls may leave you unprotected, while others may cost you more than necessary. To ensure that you’re fully protected and can recover the insured asset or property if a covered peril occurs, here are some […]

3 Important Insurance Variables for College Students

Going to college is a period of significant change for everyone. While you are likely excited to experience new things, you may feel a little uncertain about the road ahead. You’ll have to start thinking about how you are going to manage your social life and your studies. One thing that you probably aren’t thinking […]

Homeowners Insurance Guide for Protection Against Potential Losses

The inclement weather presents multiple challenges and potential risks to your property. Heavy snowfall can lead to slippery roads. High winds can cause power outages. Ice-covered trees can cause property damage. Keeping track of these potential damages can make it difficult to figure out the damages that are covered under your home insurance policy. Here […]

What is Uninsured Motorist Insurance in Texas?

Texas law mandates drivers to purchase auto insurance to cover personal damages and injured parties. However, reports have shown that up to fifteen percent of Texas drivers fail to buy car insurance. Due to this fact, there is a growing need for uninsured motorist insurance. This insurance policy covers damages done to you by a […]

Homeowners Insurance Guide – What You Need to Know

Homeowners are advised to buy insurance to cover their assets in case of emergencies that may be financially demanding. Homeowners insurance covers the cost of damages done to the building, items within the building, and on the land. It is important to have detailed information or a breakdown of the included coverages before purchasing insurance, […]

5 Rules That Every Landlord Must Follow While Buying Or Leasing Rental Property

Whether you lease property for rental or own your property, there are important laws and rules that every landlord should know. Everyone desires to own property. It is perceived as a smart investment that brings returns in the sale or passive income in the future. While appreciation usually makes property increase return on investment, depreciation […]

How Will Renovating My House Affect My Home Insurance?

It is essential to understand the connection between home renovations and insurance and how much renovations impact your home insurance. Experts estimate that renovations increase the asset value of a home by 25 percent. However, most holders of home insurance do not obtain new coverage during or after renovation. Adding new features to our home […]

How Should You Proceed with a Car Insurance Claim?

In any automobile accident, the failure to receive fair compensation for auto repair costs magnifies the victim’s agony. Yet, understanding and following simple car insurance claim rules can help streamline the claims process and ensure that you receive the settlement you deserve on time. While you can count on your auto insurance claims representative to […]