If you own a home, the onus of its protection, both for its interior and exterior, falls on you. You decide how much coverage you need for each element of your home. However, your coverage needs and scope may differ if you live in a condo unit or a townhouse, In this blog, we will […]
If you are an independent contractor such as an electrician, plumber, or roofer, you may often need to travel to your workplace, whether at a construction site or a client’s home. Also, to carry the specialized equipment required to offer your services, you must own a vehicle or a fleet, depending on your type and […]
Commercial property insurance covers the financial loss stemming from the loss or damage of business property. The scope of coverage depends on the terms agreed upon between the policyholder and the insurer. This means every policy is different in that respect. For example, some insurers only cover losses based on a named insured. In other words, […]
If you buy life insurance before being diagnosed with cancer, your beneficiary will receive the death benefit after passing away. However, buying life insurance may be challenging but not impossible for patients diagnosed with cancer. Your options may be limited, but getting life insurance financially secures you and your loved ones’ future. This blog will […]
Workers’ compensation insurance is a crucial protection for employees, providing coverage for medical expenses, lost wages, and other benefits in the event of a workplace injury. But what exactly constitutes a workers’ compensation injury? In this blog, we’ll discuss what is considered a workplace injury, what workers’ compensation insurance doesn’t cover, how to file a […]
Are you in the market for car insurance? It can be overwhelming to navigate the multitude of options and providers available to you. That’s why we’ve compiled ten steps to help simplify the process and ensure you get the coverage you need at a fair price. From assessing your coverage needs to cancel your old […]
Small business insurance myths and misconceptions can lead to confusion and misunderstandings. So, business owners need to have a clear understanding of the facts to make informed decisions about their insurance coverage. Let us discuss some common small business insurance myths and the truth behind them. Myths About Small Business Insurance All Insurance Policies are […]
Plumbing leaks and frozen pipes can cause extensive damage to your home. If the damage occurs suddenly and you have no fair warning, your homeowners insurance will normally cover the damages. If you properly maintain your home, many plumbing issues will be identified and fixed before they have a chance to do major damage. There […]
Many mistake commercial auto insurance for traditional auto insurance and believe that it can be used interchangeably for their business activities. It is important to remember personal auto insurance policies are designed and assessed differently because they were not designed for commercial use. More importantly, business owners require the extensive coverage provided by commercial auto […]
Renters insurance coverage protects your belongings stored on and off premises, including your rental home, apartment, and storage units. However, it will cover your storage units only up to a certain limit, and deductibles also apply. Let us discuss the basic coverage limits for storage units under renters’ insurance and how to increase them, if […]
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