Google+

Do You Have a Clean Driving Record?

What constitutes a clean driving record? If you are trying to secure auto insurance, then having a clean driving record is one way to save money on your policy.  But what do insurance providers consider a clean driving record, and how can you achieve one?  Here's what you need to know. Definition of a Clean Driving Record Generally, insurers consider a clean driving record one that is free of any accidents, moving violations, or points.  However, it's important to know that some Read More

Home Security Tech Solutions

Make your home safer with these tech options. As a homeowner, you want to do everything in your power to protect your home, belongings, and loved ones.  Fortunately, new technology makes this task easier than ever.  Here are some of the security technology solutions that you should consider for your home. Full-Service Systems There are many companies that offer full-service security systems equipped with central monitoring.  These systems utilize video surveillance, remote access, smoke Read More

How to Speed Up Your Home Insurance Claim

Tips for moving your insurance claim along. Filing a home insurance claim is no one's idea of a good time.  However, there are some steps that you can take to speed your claim along.  Try out these suggestions for an easy, efficient home insurance claim process. Report the Claim As Soon As Possible Most homeowners insurance policies include a clause that requires you to report claims "promptly."  Generally, this means reporting a claim within 24-hours of its occurrence.  For claims Read More

How to Choose Between New and Used Cars

New or used; which is right for you? If you are in the market for a new car, you may be struggling to decide if you want a brand-new car or a used model.   When it comes down to it, this is a major decision that requires a lot of consideration.  For instance, here are some of the things you should think about when deciding to go new or used. Budget Your budget is one of the biggest factors to consider when deciding between a new and used car.  Obviously, buying a used car will be far Read More

Can My Personal Auto Policy Cover Rental Cars?

Do you need insurance through rental car companies? When you rent a car, you will be given the option to secure auto coverage through the rental company.  Many drivers end up securing this coverage because they'd rather be safe than sorry.  However, taking this step might be a waste of money.  Here's what you need to know about your personal auto policy and applying your coverage to rental cars. Rental Car Insurance There are four standard types of insurance options that car rental Read More

Secure Additional Home Coverage with These Insurance Endorsements

Fill your home insurance coverage gaps with these policy endorsements. As a homeowner, it's important to know that your insurance has certain coverage limitations and exclusions.  These limits can create dangerous coverage gaps.  Fortunately, there are ways to fill these gaps.  For instance, securing supplemental coverage with homeowners insurance endorsements is a great way to get the comprehensive coverage that you need.  Here are some of the policy endorsements that you should consider. Read More

Important Things to Know About Home Insurance Claim Payments

Essential things to know about home insurance claim payouts. If you've never filed a home insurance claim, then you probably do not know how the process works.  However, you should understand certain details about claim payment, so you know what to expect if you ever do file a claim.  Here's what you need to know about claim payment from your homeowners insurance provider. Your Insurer Can Make Claim Payments to Various Parties An insurance check can be made out to the owner of the home Read More