Why Is Car Insurance Coverage Cheaper for Women?

Car insurance is a requirement for all drivers in most states. Many of them allow insurers to set their auto insurance rates based on age and gender. Statistically speaking, being perceived as lower-risk drivers, women often pay lower car insurance premiums than men. Other Factors Influencing Car Insurance Rates Even though there are no particular […]

How Car Insurance Is Affected after an Accident

While in some states, being the cause of a car accident might impact your rates for up to five years, the national average rate increase for drivers with a clean record is forty-one percent. This is according to Forbes Advisor’s analysis. The Effect of a Car Accident on Insurance Being found at fault for a […]

Coverage for Falling Asleep at the Wheel in Your Car Insurance

Falling asleep at the wheel, regardless of the cause, is dangerous for you and other motorists and pedestrians. It can result in auto accidents, begging the question: does your auto insurance policy cover falling asleep behind the wheels? The simple answer is that you may be covered, depending on the cause of your drowsiness while […]

What is Uninsured Motorist Insurance in Texas?

Texas law mandates drivers to purchase auto insurance to cover personal damages and injured parties. However, reports have shown that up to fifteen percent of Texas drivers fail to buy car insurance. Due to this fact, there is a growing need for uninsured motorist insurance. This insurance policy covers damages done to you by a […]

How Should You Proceed with a Car Insurance Claim?

In any automobile accident, the failure to receive fair compensation for auto repair costs magnifies the victim’s agony. Yet, understanding and following simple car insurance claim rules can help streamline the claims process and ensure that you receive the settlement you deserve on time. While you can count on your auto insurance claims representative to […]

What You Need to Know About Filing Multiple Car Insurance Claims

Car insurance can help you during an accident because it covers the damages to your vehicle. However, sometimes, you may need to file multiple car insurance claims in a year. In such circumstances, you need to know whether filing multiple claims is possible. Here is what you need to know about filing multiple claims. Categories […]

What Are the Steps to Follow If Someone Hits My Parked Car?

Seeing your parked car hit by someone can feel like your worst nightmare. Most people find it difficult to handle the situation despite having the right auto insurance. Follow these steps to claim insurance for your parked car accident. Collect Driver’s Information If you find someone hit your parked car, collect the driver’s information. Make […]

10 Things That Affect Your Auto Insurance Rates

A proper auto insurance coverage can make your journeys more exciting. However, you must be aware of the ten things that can increase or decrease your auto insurance rates in McKinney, TX. 1. Car Type Generally, insurers offer better deals on cars with modern safety features. If your vehicle has the latest safety features installed, […]

Debunking Myths about Auto Insurance

Buying a car today is easier than ever. With an increase in the number of auto purchases, there is also an increase in the number of auto insurance providers. Not only does that make it challenging to identify proper auto insurance, but it also increases myths around getting car insurance. Here are some of the […]

Should You Go Ahead with Your Insurer’s Recommended Repair Shop?

Getting into an accident and damaging your car can be a nightmare. If you have the right insurance, car repairs or buying a new car can be easy. However, when you approach your carrier for a claim, they may ask you to visit the insurer’s repair shop for further process. Is It Mandatory to Use […]