Many property owners focus on their insurance limits but pay less attention to one important detail – their wind and hail deductible. If your homeowners or commercial property policy includes a percentage-based deductible, you could be responsible for paying thousands of dollars before your insurance coverage begins. That’s why Pierce Insurance Group is excited to […]
In the fast-paced business world, unforeseen events can occur at any moment, and one of the best ways to shield your enterprise from the unexpected is by investing in general liability insurance. As a business owner, you strive to build and maintain a successful venture, and it acts as a crucial safety net, ensuring that […]
Navigating the complex landscape of commercial auto insurance coverage requires careful consideration and attention to detail. Business owners often make critical mistakes that can lead to financial setbacks and inadequate protection. In this blog, we’ll explore 6 common mistakes to avoid when purchasing commercial auto insurance coverage to ensure your business is safeguarded on the […]
In business operations, navigating the waters of expenses can be challenging. One significant cost that often weighs heavily on entrepreneurs is business insurance. Balancing the need for comprehensive coverage with the desire to minimize the costs is crucial. Let’s explore nine effective strategies to lower your business insurance costs without compromising protection. Minimize Risks Insurance […]
If you are an independent contractor such as an electrician, plumber, or roofer, you may often need to travel to your workplace, whether at a construction site or a client’s home. Also, to carry the specialized equipment required to offer your services, you must own a vehicle or a fleet, depending on your type and […]
Commercial property insurance covers the financial loss stemming from the loss or damage of business property. The scope of coverage depends on the terms agreed upon between the policyholder and the insurer. This means every policy is different in that respect. For example, some insurers only cover losses based on a named insured. In other words, […]
Many mistake commercial auto insurance for traditional auto insurance and believe that it can be used interchangeably for their business activities. It is important to remember personal auto insurance policies are designed and assessed differently because they were not designed for commercial use. More importantly, business owners require the extensive coverage provided by commercial auto […]
Filing a small business insurance claim after an accident or loss might sound easy, but it has some rules to go by, like filing it immediately, submitting the proof, etc. To help you file your claims easily, we have discussed some common mistakes that small business owners make when filing claims so that you can […]
Homeowners insurance protects you against any damages that occur on your property, such as theft, fire, burglary, and vandalism. It may also provide treatment costs for injuries suffered by a guest on your premises. This coverage policy may include protection for your personal property when it is inside the home, in transit, or in storage […]
Texas law mandates drivers to purchase auto insurance to cover personal damages and injured parties. However, reports have shown that up to fifteen percent of Texas drivers fail to buy car insurance. Due to this fact, there is a growing need for uninsured motorist insurance. This insurance policy covers damages done to you by a […]
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