If you are an independent contractor such as an electrician, plumber, or roofer, you may often need to travel to your workplace, whether at a construction site or a client’s home. Also, to carry the specialized equipment required to offer your services, you must own a vehicle or a fleet, depending on your type and […]
Commercial property insurance covers the financial loss stemming from the loss or damage of business property. The scope of coverage depends on the terms agreed upon between the policyholder and the insurer. This means every policy is different in that respect. For example, some insurers only cover losses based on a named insured. In other words, […]
Many mistake commercial auto insurance for traditional auto insurance and believe that it can be used interchangeably for their business activities. It is important to remember personal auto insurance policies are designed and assessed differently because they were not designed for commercial use. More importantly, business owners require the extensive coverage provided by commercial auto […]
Filing a small business insurance claim after an accident or loss might sound easy, but it has some rules to go by, like filing it immediately, submitting the proof, etc. To help you file your claims easily, we have discussed some common mistakes that small business owners make when filing claims so that you can […]
Homeowners insurance protects you against any damages that occur on your property, such as theft, fire, burglary, and vandalism. It may also provide treatment costs for injuries suffered by a guest on your premises. This coverage policy may include protection for your personal property when it is inside the home, in transit, or in storage […]
Texas law mandates drivers to purchase auto insurance to cover personal damages and injured parties. However, reports have shown that up to fifteen percent of Texas drivers fail to buy car insurance. Due to this fact, there is a growing need for uninsured motorist insurance. This insurance policy covers damages done to you by a […]
Don’t make these cost mistakes with your auto coverage. It’s no secret that securing and managing your auto insurance can be difficult. Unfortunately, many car owners make mistakes with their coverage that end up costing them more than it needs to. If you do not want to overpay for your car insurance, then make sure […]
As a business owner, do you need an insurance broker? When it comes time to insure your business, you may find that you need assistance with determining your coverage needs. This is when relying on an insurance broker might be useful. But what exactly is an insurance broker and do you really need one? Here’s […]
Watch out for these threats to your business. As a business owner, you probably know that you and your company are subject to a certain amount of risk. But do you know exactly which threats you need to be on the look out for? To help, here are some of the top risks that you […]
Does your business have enough protection? Here’s how to find the right liability insurance for your business. Finding the right liability insurance for your business is never a simple process. Liability insurance policies come in all shapes and sizes, so it can difficult to find the right one for your business. Here are a few […]
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