Renters insurance coverage protects your belongings stored on and off premises, including your rental home, apartment, and storage units. However, it will cover your storage units only up to a certain limit, and deductibles also apply. Let us discuss the basic coverage limits for storage units under renters’ insurance and how to increase them, if […]
The holiday season is a time to celebrate and add some cheer to your home. Whether you prefer a traditional look or something more modern and minimalist, there are plenty of home decorating ideas to inspire you. In this article, we’ll explore some creative and easy ways to add some holiday cheer to your home. […]
It doesn’t matter whether you own your home or rent it, you need to protect yourself and your belongings. If you are renting and decide to purchase a home (or vice versa if you are downsizing), you will need to adjust your coverage. A renters policy and a homeowner’s insurance policy have differences that set […]
Home insurance is coverage meant to protect your home from sudden damage like theft and fire. If any of these occurs, the next thing is to file for a claim. When done wrongly, your claim will be denied or delayed. Here are some homeowners insurance claim mistakes common to policyholders. Not Reading Your Policy First […]
When you experience an event that damages your home and property, you will need to know how to file a claim with your insurance company. The process is rather simple, and if you are well-organized, you will be able to file your claim in no time at all. Here are some essential steps to file […]
When it comes to water damage, your homeowners’ insurance policy can be a little inconsistent about what it covers and what it doesn’t. You will have to read your policy document carefully to understand what is excluded and what is not. The main practice when covering water damage normally has to do with what could […]
Trying to determine how much homeowners’ insurance in McKinney you need can be overwhelming. It’s important to know your potential risks and have a good estimate of what your property is worth. There are several things you need to consider when purchasing a homeowners’ insurance policy. These include whether you have updated your coverage as […]
Just because you buy an insurance policy, it doesn’t mean you are sufficiently covered. There are many ways you can be underinsured and not even realize it. If you have questions about how much coverage you have compared to how much you actually need, it’s important that you speak to your insurance agent right away. […]
A basic homeowner’s insurance is often not enough to protect you, the homeowner, and your home from different perils that await you. For this, it is important that you update your homeowner’s insurance coverage from time to time. This will enable you to properly protect yourself from the financial gaps in your insurance coverage. It […]
Regardless of your home’s age, it is important to have homeowners’ insurance. It facilitates the repair or replacement of parts of the home that experience damage due to covered events including theft, fire, and extreme weather. Unfortunately, it is very difficult to insure older homes than newer ones. This is because older homes are more […]
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