What Types of Water Damage Does My Homeowners’ Insurance Cover?

When it comes to water damage, your homeowners’ insurance policy can be a little inconsistent about what it covers and what it doesn’t. You will have to read your policy document carefully to understand what is excluded and what is not. The main practice when covering water damage normally has to do with what could […]

5 Simple Ways to Make Sure Your Home Is Never Underinsured

Trying to determine how much homeowners’ insurance in McKinney you need can be overwhelming. It’s important to know your potential risks and have a good estimate of what your property is worth. There are several things you need to consider when purchasing a homeowners’ insurance policy. These include whether you have updated your coverage as […]

How Do You Make Sure You Have Sufficient Coverage for Your Home?

Just because you buy an insurance policy, it doesn’t mean you are sufficiently covered. There are many ways you can be underinsured and not even realize it. If you have questions about how much coverage you have compared to how much you actually need, it’s important that you speak to your insurance agent right away. […]

Why Do You Need Additional Insurance Coverage for Your Home?

A basic homeowner’s insurance is often not enough to protect you, the homeowner, and your home from different perils that await you. For this, it is important that you update your homeowner’s insurance coverage from time to time. This will enable you to properly protect yourself from the financial gaps in your insurance coverage. It […]

How to Save Money When Insuring Your Old Home?

Regardless of your home’s age, it is important to have homeowners’ insurance. It facilitates the repair or replacement of parts of the home that experience damage due to covered events including theft, fire, and extreme weather. Unfortunately, it is very difficult to insure older homes than newer ones. This is because older homes are more […]

Home Insurance Tips to Make Sure You Are Getting the Best Coverage

Buying a home insurance policy is an important step for every homeowner. This is because it protects your housing structure and the personal belongings within it from damage and theft. However, there is hardly a one-size-fits-all policy that caters to every emergency. Nevertheless, with the right information, you can get an insurance policy that protects […]

The Basics of Buying Homeowners Insurance: What You Need to Know

Before you purchase a homeowner’s policy, you need to understand what it covers and what it doesn’t. It’s also important that you are aware of certain expenses that may be covered if something catastrophic happens to your home. The more you know about homeowners insurance, the easier it will be for you to create a […]

What is Uninsured Motorist Insurance in Texas?

Texas law mandates drivers to purchase auto insurance to cover personal damages and injured parties. However, reports have shown that up to fifteen percent of Texas drivers fail to buy car insurance. Due to this fact, there is a growing need for uninsured motorist insurance. This insurance policy covers damages done to you by a […]

Homeowners Insurance Guide – What You Need to Know

Homeowners are advised to buy insurance to cover their assets in case of emergencies that may be financially demanding. Homeowners insurance covers the cost of damages done to the building, items within the building, and on the land. It is important to have detailed information or a breakdown of the included coverages before purchasing insurance, […]

How Will Renovating My House Affect My Home Insurance?

It is essential to understand the connection between home renovations and insurance and how much renovations impact your home insurance. Experts estimate that renovations increase the asset value of a home by 25 percent. However, most holders of home insurance do not obtain new coverage during or after renovation. Adding new features to our home […]