Defending Your Home Turf: Home Insurance Tips for Hosting the Big Game

The excitement of hosting the big game at home can quickly become a nightmare if unexpected mishaps occur. As you prepare to welcome friends and family for game day festivities, you must ensure that you have the right home insurance coverage to protect your home and your guests. Let’s explore home insurance tips tailored explicitly […]

Will Your Homeowners Insurance Cover Foundation Damage?

Homeowners insurance covers your home and protects you from financial loss for damage to the home’s structure and your belongings. Damage to your home’s foundation may also be included in your homeowners insurance coverage, but it depends on the cause of the damage. This blog discusses all you need to know about homeowners insurance coverage […]

Can Your Homeowners Insurance Cover Burst or Leaky Pipes?

Plumbing leaks and frozen pipes can cause extensive damage to your home. If the damage occurs suddenly and you have no fair warning, your homeowners insurance will normally cover the damages. If you properly maintain your home, many plumbing issues will be identified and fixed before they have a chance to do major damage. There […]

Does Your Home Insurance Cover You When You Move?

Moving to a new house is usually a significant event, but it also comes with stress from packing everything up and getting ready for the move. While you may employ movers to lessen this strain, it’s crucial to ensure that your most cherished and treasured belongings are safe from harm. The liability insurance that professional […]

Do I Require Flood Insurance? Here’s What You Need to Know

When a natural disaster such as a flood hits home, one of your major concerns is the safety and protection of your property. It’s crucial to understand that simply having homeowners insurance will not suffice as most homeowners’ policies do not cover flood damage. If you’re unclear whether separate flood insurance makes sense for your […]

Will Renovations Impact Your Homeowners Insurance Premiums?

Deciding to make changes to your home is an expensive decision. It’s essential that you talk to your insurance agent to understand how specific upgrades and improvements will impact your home. Many home improvements will actually drop the cost of your homeowners policy, while others will dramatically increase it. When you begin to make renovations, […]

Homeowners Insurance in Mckinney Texas: Your Local Guide

When you shop for home insurance in McKinney, Texas, it’s important to consider the types of natural disasters that can happen in the state. According to a recent Bankrate study, for a Texas home valued at $250,000, homeowners pay about $1,863 per year for insurance. Here’s a look at how to get the best home […]

Homeowners’ Insurance: What Does It Cover and How Much Homeowners’ Do You Need?

Like all other types of insurance policies, homeowners’ insurance comes with different coverage. Each coverage covers different situations. A typical homeowner covers five things, each of which is bundled together in a policy. This article discusses these components along with the coverage amount you generally need for homeowners insurance. What Are the Types of Homeowners’ […]

Why Do You Need Additional Insurance Coverage for Your Home?

A basic homeowner’s insurance is often not enough to protect you, the homeowner, and your home from different perils that await you. For this, it is important that you update your homeowner’s insurance coverage from time to time. This will enable you to properly protect yourself from the financial gaps in your insurance coverage. It […]