Homeowners’ Insurance: What Does It Cover and How Much Homeowners’ Do You Need?

Like all other types of insurance policies, homeowners’ insurance comes with different coverage. Each coverage covers different situations. A typical homeowner covers five things, each of which is bundled together in a policy. This article discusses these components along with the coverage amount you generally need for homeowners insurance. What Are the Types of Homeowners’ […]

Why Do You Need Additional Insurance Coverage for Your Home?

A basic homeowner’s insurance is often not enough to protect you, the homeowner, and your home from different perils that await you. For this, it is important that you update your homeowner’s insurance coverage from time to time. This will enable you to properly protect yourself from the financial gaps in your insurance coverage. It […]

How to Save Money When Insuring Your Old Home?

Regardless of your home’s age, it is important to have homeowners’ insurance. It facilitates the repair or replacement of parts of the home that experience damage due to covered events including theft, fire, and extreme weather. Unfortunately, it is very difficult to insure older homes than newer ones. This is because older homes are more […]

Why Is Homeowners Insurance Different for New Vs. Old Homes?

There are several differences between a new home and an older one. Some of these differences include the building structure, the plumbing or heating systems, electrical system, etc. As expected, the structure and systems of older homes are usually less durable than those of newer homes. For this reason, insuring older homes usually costs more […]

Differences Between Home Warranty and Homeowners Insurance

As a homeowner, your home is bound to require occasional maintenance or an expensive replacement, which is why you need homeowner insurance or a home warranty that will help provide protection. However, the tricky part is deciding which one of the two policies you would be interested in pursuing. Home Warranty vs. Homeowners Insurance A […]

Homeowners Insurance Guide for Protection Against Potential Losses

The inclement weather presents multiple challenges and potential risks to your property. Heavy snowfall can lead to slippery roads. High winds can cause power outages. Ice-covered trees can cause property damage. Keeping track of these potential damages can make it difficult to figure out the damages that are covered under your home insurance policy. Here […]

Homeowners Insurance Guide – What You Need to Know

Homeowners are advised to buy insurance to cover their assets in case of emergencies that may be financially demanding. Homeowners insurance covers the cost of damages done to the building, items within the building, and on the land. It is important to have detailed information or a breakdown of the included coverages before purchasing insurance, […]

Top 5 Mistakes in Buying Homeowners Insurance

New home buyers often make mistakes in buying homeowners insurance. While they are simple mistakes, they can be very costly. You can avoid making those mistakes by learning as much as you can about a policy before purchasing it. One homeowners’ insurance mistake can cost you your financial security as well as your home. Take […]

The Lifespan of Different Types of Roofing Materials

A roof is supposed to be the most durable part of your house. While all other elements of your home require periodic maintenance, rarely do you think about roof repair. The age and longevity of the roof depend on the materials that you use during its construction. Generally, all roofs are constructed by using any […]