Plumbing leaks and frozen pipes can cause extensive damage to your home. If the damage occurs suddenly and you have no fair warning, your homeowners insurance will normally cover the damages. If you properly maintain your home, many plumbing issues will be identified and fixed before they have a chance to do major damage. There […]
Moving to a new house is usually a significant event, but it also comes with stress from packing everything up and getting ready for the move. While you may employ movers to lessen this strain, it’s crucial to ensure that your most cherished and treasured belongings are safe from harm. The liability insurance that professional […]
When a natural disaster such as a flood hits home, one of your major concerns is the safety and protection of your property. It’s crucial to understand that simply having homeowners insurance will not suffice as most homeowners’ policies do not cover flood damage. If you’re unclear whether separate flood insurance makes sense for your […]
Deciding to make changes to your home is an expensive decision. It’s essential that you talk to your insurance agent to understand how specific upgrades and improvements will impact your home. Many home improvements will actually drop the cost of your homeowners policy, while others will dramatically increase it. When you begin to make renovations, […]
When you shop for home insurance in McKinney, Texas, it’s important to consider the types of natural disasters that can happen in the state. According to a recent Bankrate study, for a Texas home valued at $250,000, homeowners pay about $1,863 per year for insurance. Here’s a look at how to get the best home […]
Like all other types of insurance policies, homeowners’ insurance comes with different coverage. Each coverage covers different situations. A typical homeowner covers five things, each of which is bundled together in a policy. This article discusses these components along with the coverage amount you generally need for homeowners insurance. What Are the Types of Homeowners’ […]
A basic homeowner’s insurance is often not enough to protect you, the homeowner, and your home from different perils that await you. For this, it is important that you update your homeowner’s insurance coverage from time to time. This will enable you to properly protect yourself from the financial gaps in your insurance coverage. It […]
Regardless of your home’s age, it is important to have homeowners’ insurance. It facilitates the repair or replacement of parts of the home that experience damage due to covered events including theft, fire, and extreme weather. Unfortunately, it is very difficult to insure older homes than newer ones. This is because older homes are more […]
There are several differences between a new home and an older one. Some of these differences include the building structure, the plumbing or heating systems, electrical system, etc. As expected, the structure and systems of older homes are usually less durable than those of newer homes. For this reason, insuring older homes usually costs more […]
As a homeowner, your home is bound to require occasional maintenance or an expensive replacement, which is why you need homeowner insurance or a home warranty that will help provide protection. However, the tricky part is deciding which one of the two policies you would be interested in pursuing. Home Warranty vs. Homeowners Insurance A […]
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