Why You Should Choose an Independent Insurance Agent in McKinney, TX

Buying insurance is not the same as buying groceries. You are buying financial protection to save your future self from “tight corners.” You have to do it right. Although you can buy your insurance from a company or captive agent, you can also do that from an independent agent. These agents are free insurance agents […]

Common Situations When It’s Best Not to File an Insurance Claim

Figuring out when to file an insurance claim can be a stressful process. You have to weigh multiple factors, and assessing your finances is most important. Here is a guide to help you through the process. Auto Insurance Claims Perhaps you were involved in a minor accident. No one was injured, and there was no […]

Is It Compulsory to Have Uninsured Motorist Coverage?

Your basic auto insurance has 5 major coverages. These include personal injury protection, liability, collision, comprehensive, and underinsured/uninsured. Some are designed to protect another motorist from you (liability coverage), while some are there to protect you from other motorists. One such coverage designed to protect you from other motorists is the uninsured coverage.  This article […]

Understanding the Important Features of a Life Insurance Coverage

Getting life insurance is a great thing to do in order to protect your beneficiaries when you are no more. However, there are different types of life insurance, and you need to be careful in selecting the one that will be beneficial to your situation. Comparing quotes from different providers before purchasing a life insurance […]

Common Pitfalls to Avoid When Buying an Insurance Coverage

If you are shopping for auto, homeowners, or business coverage, try your best to avoid common insurance mistakes. Some coverage pitfalls may leave you unprotected, while others may cost you more than necessary. To ensure that you’re fully protected and can recover the insured asset or property if a covered peril occurs, here are some […]

3 Important Insurance Variables for College Students

Going to college is a period of significant change for everyone. While you are likely excited to experience new things, you may feel a little uncertain about the road ahead. You’ll have to start thinking about how you are going to manage your social life and your studies. One thing that you probably aren’t thinking […]

Financial Tips for You When You Reach Your 60s

In the past, people who were entering their 60s were considered to be “retirement age”. This is no longer the case with more and more people choosing to stay on the job for many more years. It’s up to the person whether or not they choose to leave the workforce and enjoy the simple life. […]