Affordable Care Act: What You Need To Know
With the enactment of the Affordable Care Act, health insurance is now a requirement for every American. While many may view this requirement as a burden, every individual deserves to receive essential health benefits.
The Obamacare open enrollment period will carry on through February 15, 2015. In order to avoid paying a penalty for not having health insurance, you must seek coverage before the open enrollment period ends. The only way around this requirement is if you qualify for the special enrollment period. The special enrollment period allots individuals who have experienced varying, special circumstances to enroll for health coverage outside of the open enrollment period.
The essential benefits that each policy must have as instructed by the Affordable Care Act include:
- Emergency services
- Ambulatory patient services
- Hospitalization
- Pregnancy, Maternity, & Newborn Care
- Prescription drugs
- Laboratory services
- Pediatric Services
- Preventative and wellness services
- Mental health and substance abuse services
- Rehabilitation services
Contact Pierce Insurance Group in McKinney for all of your Texas health insurance needs. Allow us to provide you with the right health insurance policy that will give you confidence about your family’s well being.