You might be asking yourself, "do I need insurance if I’m renting?" The short answer to that question is yes. While your landlord has some sort of insurance in place on the property, it probably doesn’t extend to your personal belongings. Instead of worrying about what might happen to your things if you have a disaster, you should look into the financial protection of renters insurance.
Rental insurance covers your own personal belongings, so you don’t have to worry about replacement costs if something happens to your current property. You can choose several levels of coverage, depending on the value of the property that you’re covering. Some apartment complexes and landlords require that you hold renter’s insurance just in case something does happen to the property. While the landlord’s insurance takes care of the building, the renter’s insurance takes care of what’s inside of it.
If you aren’t sure where to get started with your renter’s insurance exploration, get in touch with Pierce Insurance. They’ll walk you through the many options available to you. You don’t need to be left uncovered and at risk for long. Take care of your property.