Independent Agents Vs. Captive Agents

The Pros Of Working With An Independent Insurance Agency

If insurance shopping is on your to-do-list for April, it is imperative that you take a moment to weigh the pros and cons of utilizing an independent agency over a captive agency. We want you to get the best bang for your buck, which is why we have gathered a list of the pros of working with an independent insurance agency:

  • A captive agency is a mainstream insurance carrier, with agents working exclusively for that company. This means that you will only get a handful of policy options from their company. In contrast, independent agents have the ability to get you the best policy options, all for the best prices.
  • Since independent agents make an effort to develop long term relationships with their clients rather than assigning a policy number to your file, you can expect personalized and efficient service at all times.
  • Filing a claim is simplified when you work with an independent insurance agency due to your tight-knit bond. They know your situation and will be able to guide you through the process without any stress.
  • Most importantly, your independent agent always has your best interests in mind. This goes for the claims process, your policy, and especially your rates.

Contact Pierce Insurance Group in McKinney for all of your Texas insurance needs. As your independent insurance agents, we will be your guiding hand to guarantee protection in your life.