Insurance Tips for Yourself and Your Loved Ones This Summer Season

During the summer, you want to spend your time enjoying yourself with family and friends. The last thing you want to worry about is dealing with an accident or event that requires you to file an insurance claim. Many claims can be avoided, and by taking a few precautions and being aware of your surroundings, you can keep both your environment and your finances under control. Mitigate your risks whenever possible, and you will be able to keep your claims to a minimum.

  1. Drive Smart: Driving can be a part of your everyday routine during the summer. It is best to keep your eyes peeled for any hazards on the road. Maintain the speed limit and avoid distractions at all costs. It is best to keep your cell phone out of reach and only use hands-free devices when driving. Take a few minutes to make sure your kids have everything you need before you leave home. It’s also a good idea to double-check your route to ensure that there are no accidents or delays along the way.
  2. Secure Your Home: If you are going out of town, make sure to secure your home. Stop your mail and newspaper delivery. Set your lights on a timer so that they will come on at random times. Install a home security system with a few surveillance cameras. You can watch your home using your cell phone. It’s also a good idea to install a few motion-sensitive lights outside your home. Any of these security measures can go a long way toward keeping your home safe and secure while you are away on vacation.
  3. Protect Your Summer Home: If you have a summer home, you can protect it in much the same way as your primary home. Install a home security system with video cameras. Make sure to have sufficient insurance coverage, not only on the structures on your summer property but also on any boats, RVs, or personal possessions you may have there. Make friends with the neighbors and watch out for each other’s property. This will go a long way in keeping the neighborhood safe.
  4. Protect Your Rental or Airbnb: When you rent your home or list it on Airbnb, you expose yourself to a slew of additional hazards. The dangers you accept when permitting someone you don’t know to live in your home for a week or month at a time can be overwhelming, ranging from damage to theft. While you may be able to monitor your risks with a property management company or home security system, your insurance costs will be much higher than before if the home is left vacant while you aren’t there.
  5. Stay Safe on the Water: Boating is another activity that can be full of risks if you aren’t careful. Take a boat safety course and learn how to operate your boat under different circumstances. Teach your children how to swim and how to follow water safety rules. Whenever you take the boat out on the water, make sure to have enough life vests for everyone on board.

Also Read: How to Stay Safe While Boating?

Avoid some of the more prevalent risks to keep your family and yourself safe this summer. Take a few minutes and contact our insurance agents here at Pierce Insurance Group. We have extensive experience in helping our clients reduce their risks and keeping their insurance claims to an absolute minimum.

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