Money-Saving Tips for Your Auto Insurance

Try out these suggestions to make your car insurance more affordable.

No one wants to pay more for their auto insurance than they have to.  Luckily, there are things that you can do to lower your car insurance rates.  Interested in saving some serious money?  Try out these suggestions to help you cut down on your car insurance costs.

  • Raise Your Deductible

A deductible is the amount of money you agree to pay towards repairs before your insurance coverage kicks in.  Your auto insurance deductible and premium have an inverse relationship, meaning that the higher your deductible, the lower your premium will be.  Setting a higher deductible can save you a nice chunk of money; however it’s important to make sure that you can actually afford your deductible.  If you set your deductible too high, you risk not having access to coverage when you need it the most.

  • Have Good Credit

Many drivers are unaware that their credit score can actually influence their car insurance costs.  However, many insurers take credit information into account when calculating your premium.  This is because studies have suggested that people who manage their credit well tend to file fewer claims.  So, if you want to get access to lower insurance rates, do what you can to improve your credit score.

  • Bundle Your Policies

Finally, bundling your auto insurance with another policy under the same insurer will usually unlock special discounted rates on all your bundled policies.  As an added bonus, your insurance is much easier to manage when it is all in one place.  Whenever possible, you should bundle your policies to take advantage of your insurer’s special rates.

Try out some of these suggestions to help you save on your car insurance.  Looking for the right comprehensive auto insurance to fit your needs and your budget?  Then contact the professionals at Pierce Insurance Group.  Our dedicated team is ready to get you the coverage that you need today.