Watch Out for These Car Insurance Mistakes That Can Cost You

Don’t make these cost mistakes with your auto coverage. It’s no secret that securing and managing your auto insurance can be difficult.  Unfortunately, many car owners make mistakes with their coverage that end up costing them more than it needs to.  If you do not want to overpay for your car insurance, then make sure you avoid these costly mistakes. Lying or Omitting Information When Applying for Insurance While telling a little white lie or concealing certain pieces of information from Read More

How You Can Save on Your Home Insurance

Try out these money saving ideas for your home insurance. No one wants to pay more for their home insurance than they have to.  This is why many homeowners are interested in finding ways to cut down on their insurance costs.  Here are some of the steps that you can take to cut down on your homeowners insurance rates. Raise Your Deductible Another way to reduce your home insurance premiums is by raising your deductible.  Your deductible is the amount of money that you agree to pay Read More

What You Need to Know About Engagement Ring Insurance

If you got engaged, then you need insurance for the ring. If you have recently gotten engaged, then securing the right insurance for your ring might be the last thing on your mind.  However, it’s important that you secure coverage to ensure that your ring is protected no matter what perils come your way.  Here’s what you need to know about insuring your engagement ring. Coverage Options When it comes to insuring your engagement ring, you have some options.  You can choose to secure Read More

Understanding your Home Liability Insurance Needs

What you need to know about your personal liability coverage. Did you know that personal liability issues are among the most serious and expensive claims that a homeowner can face?  This is why all standard homeowners insurance policies come with some personal liability coverage.  But what exactly does personal liability insurance cover and do you have enough protection in place?  Here’s what you need to know. What Does Personal Liability Insurance Cover? Personal liability issues arise Read More

Driving Tips for New Teen Drivers

Keep your teen safe while out on the open road. When your teen is first learning how to drive, it's natural to be concerned about their safety. Fortunately, there are many things you can teach them early on that will ensure they are practicing safe driving behaviors. Here are some of the safety suggestions you should pass on to your teen when they are first learning how to drive. Be Defensive, Not Aggressive First things first, teach your teen to drive defensively. For instance, they Read More

Steps to Take After Getting a Speeding Ticket

Here are some of the steps that you should take if you are pulled over for a speeding ticket. Speeding is one of the most reckless and unnecessary bad driving habits out there. If you choose to speed, not only are you putting everyone on the road at risk, but you are also increasing your risk for a ticket. If you are ever pulled over, here's what you should do to handle the situation. When You Get Pulled Over Ask which method the officer used to determine that you were speeding. Read More

Natural Disaster Protection from Your Homeowners Insurance

How your home insurance will protect you from natural disasters. While you might assume that your homeowners insurance will protect against any danger that your home encounters, this isn't the case. All insurance policies have limitations and exclusions, and your homeowners insurance is no different. Here's what you need to know about your home insurance policy's ability to protect you against natural disasters and other damage events. Covered First, it's important to understand that Read More