Steps to Take When Buying a Used Car

Make sure you're getting a good deal on a used car. If you can't afford to buy a brand-new car, then a used vehicle is a great option.  However, it's important to remember that buying a pre-owned vehicle does come with some risks.  For instance, you risk buying an unreliable car or a car with hidden damage.  Fortunately, there are steps that you can take to reduce this risk.  Here's what you can do to verify that you are getting a good deal on a used car. Inspect It Carefully The car's Read More

Who Needs Roadside Assistance Coverage?

Why having roadside assistance benefits you. Have you ever been driving along when suddenly you experience a serious issue with your car?  Whether it be a blown tire, a dead battery, or an overheated engine, most drivers are not equipped to handle such problems with their vehicles.  As a result, you may be forced to call a tow truck and have your car hauled to the nearest mechanic.  But what if you could have a service professional come out to you, fix your car, and have you back on the road Read More

When It’s Time to Review Your Life Insurance

Knowing when it's time for a life insurance review. When you secure life insurance, you cannot simply let your policy sit idle.  Instead, you should regularly review and update your policy to ensure that you have the right coverage to meet your changing needs.  But when exactly are you due for an insurance review?  Here's what you need to know. Annual Insurance Reviews Generally, you should review all your insurance policies, including your life insurance, on an annual basis.  If you Read More

New Parents and Life Insurance

What new parents should consider when securing a life insurance policy. Becoming a parent is stressful, overwhelming, and exciting all at the same time.  However, it can also be really scary for new parents who are hit with the realization that their child is completely dependent on them.  While this is a common and natural fear, there are steps that you can take to alleviate it.  Securing life insurance is one way to ensure that your child is taken care of.  Here's what new parents should know Read More

Does Your Education Level Affect Your Car Insurance Costs?

Does a degree mean car insurance savings for you? When insurance providers calculate your rates, they take many personal factors into account.  Surprisingly, one of the things they will look at is the level of education you have achieved.  But why does this affect your car insurance costs?  Here's what you need to know. The Impact of Education Level on Auto Insurance Some auto insurance providers will look at your level of education when determining your rates because studies have shown Read More

Secure Extra Coverage with Home Insurance Endorsements

How you can extend your homeowners insurance coverage. As a homeowner, you know that you can rely on your home insurance policy.  Unfortunately, your policy cannot offer you all the coverage that you need.  Oftentimes homeowners need to secure additional coverage through policy endorsements.  But what exactly is an insurance endorsement, and how do you know which ones are right for you?  Here's what you should know. Knowing Your Policy's Limits Before you consider your insurance Read More

Watch Out for These Dangerous Design Trends

Avoid these risky interior design trends. When it comes to decorating your home, you may be tempted to adopt the latest design trends.  However, it's important to understand that certain design trends actually pose a risk to your loved ones and your home.  Here are some of the dangerous interior design fads you should avoid. Vintage Lighting Fixtures One new design trend is incorporating vintage lamps and chandeliers into homes.  However, as vintage lighting fixtures tend to have Read More