Common Situations When It’s Best Not to File an Insurance Claim

Figuring out when to file an insurance claim can be a stressful process. You have to weigh multiple factors, and assessing your finances is most important. Here is a guide to help you through the process. Auto Insurance Claims Perhaps you were involved in a minor accident. No one was injured, and there was no […]

Homeowners Insurance in Mckinney Texas: Your Local Guide

When you shop for home insurance in McKinney, Texas, it’s important to consider the types of natural disasters that can happen in the state. According to a recent Bankrate study, for a Texas home valued at $250,000, homeowners pay about $1,863 per year for insurance. Here’s a look at how to get the best home […]

Important Facts to Remember When Filing a Larger Homeowners’ Insurance Claim

When you experience an event that damages your home and property, you will need to know how to file a claim with your insurance company. The process is rather simple, and if you are well-organized, you will be able to file your claim in no time at all. Here are some essential steps to file […]

Finding the Right Auto Insurance Coverage for Older and Vintage Vehicles

Vehicles are significant assets. However, it’s a common fact that they depreciate the longer you keep them. As vehicles start to accumulate mileage, there’s a chance that they break down. That’s why finding the right car insurance policy is important. As you research auto insurance in McKinney, TX, assess your financial situation before deciding. There […]

What Types of Water Damage Does My Homeowners’ Insurance Cover?

When it comes to water damage, your homeowners’ insurance policy can be a little inconsistent about what it covers and what it doesn’t. You will have to read your policy document carefully to understand what is excluded and what is not. The main practice when covering water damage normally has to do with what could […]

5 Simple Ways to Make Sure Your Home Is Never Underinsured

Trying to determine how much homeowners’ insurance in McKinney you need can be overwhelming. It’s important to know your potential risks and have a good estimate of what your property is worth. There are several things you need to consider when purchasing a homeowners’ insurance policy. These include whether you have updated your coverage as […]

Things to Consider When Purchasing RV Insurance Coverage

Most U.S. states require RV owners to carry auto insurance. RVs are large vehicles, and therefore, they can cause significant bodily injuries and damage others’ property. RV insurance protects you as well as keeps others safe. The things to consider when shopping for RV insurance are discussed here. Class Type The weight and size of […]

How Do You Make Sure You Have Sufficient Coverage for Your Home?

Just because you buy an insurance policy, it doesn’t mean you are sufficiently covered. There are many ways you can be underinsured and not even realize it. If you have questions about how much coverage you have compared to how much you actually need, it’s important that you speak to your insurance agent right away. […]

Is It Compulsory to Have Uninsured Motorist Coverage?

Your basic auto insurance has 5 major coverages. These include personal injury protection, liability, collision, comprehensive, and underinsured/uninsured. Some are designed to protect another motorist from you (liability coverage), while some are there to protect you from other motorists. One such coverage designed to protect you from other motorists is the uninsured coverage.  This article […]

Homeowners’ Insurance: What Does It Cover and How Much Homeowners’ Do You Need?

Like all other types of insurance policies, homeowners’ insurance comes with different coverage. Each coverage covers different situations. A typical homeowner covers five things, each of which is bundled together in a policy. This article discusses these components along with the coverage amount you generally need for homeowners insurance. What Are the Types of Homeowners’ […]