Seeing your parked car hit by someone can feel like your worst nightmare. Most people find it difficult to handle the situation despite having the right auto insurance. Follow these steps to claim insurance for your parked car accident.
Collect Driver’s Information
If you find someone hit your parked car, collect the driver’s information. Make sure you collect the details, such as their name, contact information, an explanation for the accident, and details about their insurance company.
If you do not find the driver near your parked car, try to identify any witnesses. Talk to them about what they saw and collect their contact information. Also, check if the driver has left any note with their information.
File a Police Report & Document the Scene
When you find your car hit by someone, call the police to file a report about your car accident. Police might help you find the driver by accessing local security cameras.
Also, make sure you take photos of the scene, including damage to your car and the property. It will help you in filing insurance claims.
Contact Your Insurance Company
After collecting these details, call your insurance company and let them know about everything. They will walk you through the whole process of filing claims and help you understand what to expect.
If the other driver has left the place without leaving any contact information, you can still file a claim with your insurance if it has:
- Uninsured Motorist Coverage – It helps cover repair costs when the at-fault driver does not have insurance to cover the damage.
- Collision Coverage – It helps cover the repair costs, regardless of who is at fault.
The right insurance policy will help you handle every critical situation, such as parked car collisions. For assistance with your car insurance needs, contact the experts at Pierce Insurance Group. We look forward to answering all your insurance questions and helping you get the right coverage.