Is It Compulsory to Have Uninsured Motorist Coverage?

Your basic auto insurance has 5 major coverages. These include personal injury protection, liability, collision, comprehensive, and underinsured/uninsured. Some are designed to protect another motorist from you (liability coverage), while some are there to protect you from other motorists. One such coverage designed to protect you from other motorists is the uninsured coverage.  This article […]

How Car Insurance Is Affected after an Accident

While in some states, being the cause of a car accident might impact your rates for up to five years, the national average rate increase for drivers with a clean record is forty-one percent. This is according to Forbes Advisor’s analysis. The Effect of a Car Accident on Insurance Being found at fault for a […]

Questions You Should Ask Before Purchasing Auto Insurance

Before you buy auto insurance, make sure that your coverage reflects your needs and budget.  Auto insurance can financially protect you from auto-related accidents. You and your car represent a partnership so unique it’s like a fingerprint. Only when you take this unique partnership into consideration will you purchase the perfect auto insurance policy that […]

Why Cheap Coverage Isn’t Always Best

Rarely does cheap ever translate into “best,” and that goes double when talking about auto insurance and auto coverage. One of the few truths in life can be surmised using the phrase, “You get what you pay for.” When it comes to auto insurance and your coverage, this saying comes to fruition. The temptation to […]

What to Do After a Hit-and-Run

A hit-and-run can be scary and infuriating, but very little is known about the protocol after the other driver takes off.  When someone causes an accident and willingly fails to stop to provide any information, you got yourself a hit-and-run. Filing a car insurance claim when you don’t have any info on the other car […]