Do I Require Flood Insurance? Here’s What You Need to Know

When a natural disaster such as a flood hits home, one of your major concerns is the safety and protection of your property. It’s crucial to understand that simply having homeowners insurance will not suffice as most homeowners’ policies do not cover flood damage. If you’re unclear whether separate flood insurance makes sense for your […]

What Types of Water Damage Does My Homeowners’ Insurance Cover?

When it comes to water damage, your homeowners’ insurance policy can be a little inconsistent about what it covers and what it doesn’t. You will have to read your policy document carefully to understand what is excluded and what is not. The main practice when covering water damage normally has to do with what could […]