Is Renters Insurance Required by Apartment Landlords?

If you’re moving into a new apartment, you’ve probably heard about renters insurance but is it something your landlord can actually require? At Pierce Insurance Group, we want to help you make sense of your responsibilities and protections as a tenant, so you can enjoy your new home with confidence. What Is Renters Insurance? Renters […]

What Does Renters Insurance Cover and Why Do I Need It in 2025?

Are you renting an apartment, condo, or house in McKinney, TX? If so, you might be wondering if renters insurance is really necessary, especially with all the expenses that come with moving and setting up a new home. At Pierce Insurance Group, we believe that understanding renters insurance coverage in McKinney, TX is the first […]

How to Create a 10-Minute Home Inventory to Protect Your Valuables

When disaster strikes, the last thing you want to worry about is proving ownership of your valuable belongings. That’s where a home inventory comes in. Whether it’s fire, theft, or natural disaster, having a clear video record of your possessions can make filing an insurance claim much easier. Fortunately, creating a home inventory doesn’t have […]

Unveiling Renters Insurance and Dog Bite Coverage

Renting a home comes with its fair share of responsibilities, and one often overlooked aspect is the potential liability associated with our furry companions. While pets bring joy and companionship, they can pose risks, especially regarding dog bites. Let’s delve into the intricacies of renters insurance and whether it extends coverage to incidents involving dog […]

Coverage for Bedbugs in Your Renters Insurance

The fear of being infested with bedbugs often becomes a reality, especially if you have traveled or had children visit home during the long summer break. However, when it comes to getting rid of bedbugs, if you live in a rented home, it helps to know whether your renters insurance coverage includes bedbugs. This blog […]

Does Renters Insurance Provide Coverage for Storage Units?

Renters insurance coverage protects your belongings stored on and off premises, including your rental home, apartment, and storage units. However, it will cover your storage units only up to a certain limit, and deductibles also apply. Let us discuss the basic coverage limits for storage units under renters’ insurance and how to increase them, if […]

Insurance Changes after Divorce

Getting a divorce is never an easy process. Along with dividing your assets, you also have to consider your insurance policies. Make sure to look into these insurance policies before your sign the final papers. Auto insurance. When you split up your auto insurance policies, you will no longer be able to qualify for a […]

FAQ – Renters Insurance Protects Against Loss

Residents of rented houses or apartments are less likely to consider the probability of loss than property owners are.  Less than 30 percent of all renters carry a renters insurance policy.  Each time an apartment building is damaged in a storm, fire or flood, news reports speak of the many people who have lost everything […]

How Relying on your Landlords Insurance can Cost You

You might be asking yourself, “do I need insurance if I’m renting?” The short answer to that question is yes. While your landlord has some sort of insurance in place on the property, it probably doesn’t extend to your personal belongings. Instead of worrying about what might happen to your things if you have a […]