Once you’ve decided to go ahead and purchase some life insurance, you may find that the choice is a challenging one. That’s because of the different types of life insurance available, and because there is a good chance you are getting conflicting advice. On one hand, there are term life insurance policies available that will only cover you for a set number of years. The period of time you want to cover may be very important. Perhaps you have young children that you hope to provide for financially whether you are around or not. Or maybe you’re approaching retirement and want to make sure a spouse will be cared for.
The other main option is a whole life policy, where you don’t have to worry about coverage expiring before you do. For some, this peace of mind is worth the extra cost in premiums over a term policy. There’s other decisions to make too, such as how much coverage to get, and who may be more appropriate to list as beneficiaries.
Whatever you decide, Pierce Insurance Group understands that there is a lot riding on your decision. With their experience in the industry, they can help direct you to whichever option is best suited to your situation, and can help you find the protection you need at a price you can afford. Contact Pierce Insurance Group to see the possibilities.