It’s time to upgrade your auto insurance; here are some of the coverages you should add to your policy.
If you are relying on minimum car insurance, it’s likely that you do not have the coverages you actually need to be protected. That’s why it’s time to consider upgrading your policy. Here are some of the coverages that you should consider adding to your policy.
Medical Payments Insurance
Also known as personal injury protection, this type if insurance will help you cover the medical costs of everyone inside your car in the event of an accident. With this insurance, both driver and passengers will receive coverage for their medical fees regardless of who is at fault. If you do not have medical payments insurance and you get into an accident, then you would be personally responsible for all of the expenses related to your medical costs.
Uninsured Motorist/Underinsured Motorist
One in eight drivers do not carry auto insurance, and an even larger percentage of drivers do not carry an adequate amount of insurance. This means that if you get into an accident with one of these drivers, you will likely have to cover your own repairs and medical costs, even if they are at fault.
Emergency Assist Program
This type of coverage is like an upgraded version of roadside assistance insurance. This covers things like gas delivery, flat tire assistance, lockout assistance, battery jumpstarts, towing, and much more. This type of insurance can also provide coverage for lodging accommodations if you are more than 25 miles from home and your car needs to go in for repairs.
These are some of the auto policy upgrades that you should consider adding. Do you need assistance with securing the right car insurance to meet your needs? Then contact the professionals at Pierce insurance Group. Our dedicated team is ready to get you covered today.