Preventing Common Home Insurance Claims

Addressing common sources of home damage.

As a homeowner, you want to avoid filing home insurance claims for easily preventable damages.  Fortunately, many common sources of damage can be taken care of with routine maintenance and continued vigilance.  Keep an eye on these vulnerable areas to prevent common home insurance claims.

  • Washing Machine

If your washing machine malfunctions, then it can cause significant water damage to your home and belongings. To prevent this issue, you must inspect your washing machine regularly to check for loose or damaged hoses.  Even if your hoses look fine, experts recommend changing them every three years just to be on the safe side.

  • Bathtub and Shower

Over time, the grout or caulk around your bathtub and shower can wear away, allowing water to seep into the walls or flooring of your bathroom.  To avoid this significant water damage, you should frequently inspect and repair the seals around your tub and shower.  Experts recommend completely resealing your tub and shower every year.

  • Fireplace

Many homeowners forget to maintain their fireplaces throughout the year.  Unfortunately, this can cause flammable debris to build up in their fireplace and chimney.  This poses a serious fire risk for the home.  The best way to avoid this threat is by maintaining a regular chimney cleaning schedule and following proper fire-starting and extinguishing practices.

Keep an eye on these common sources of home damage.   Want another way to protect your home?  Then make sure you have the right homeowners insurance in place.  For assistance with your home coverage needs, contact the experts at Pierce Insurance Group today.

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