There is nothing as terrible as not being able to claim the insurance you deserve, only because you didn’t make an inventory of your possessions. With a smartphone video inventory for your home, you would have the digital proof of your valuables to send to your insurance provider.
Let’s look at the steps to make a video inventory of your home.
What Should You Include on a Video Inventory?
Do a video walk-through of all the rooms in your house and film all the items. Capture the assets within your closets, drawers, and other storage spaces. Film your furniture and open jewelry boxes to record individual pieces.
Be sure to film your clothes, shoes, bedding, towels, etc. It might not be worth much right now, but the small expenses add up when you set out to replace them.
Shoot your television and computer, home appliances, and other electronic gadgets. Take a walk around your house to include your automobile assets such as your car, motorcycle, and boat in the frame.
Film the receipts of all your valuable items in the video. If you can’t find a receipt for an object, provide an estimate. If the item was bought online, you might find a receipt in your order history. It’s also good practice to film your belongings every six months.
Which Details Do I Need to Record?
For a detailed video inventory of your home, be sure to include the following:
- The brand name of your possessions
- Model number
- A brief description
- Time and place of purchase
- Replacement value
- Serial number
Read your policy terms or speak to your insurance agent to understand if you need to include any other details in your video inventory.
Apps to Make a Video Inventory of Your Home
If you find making a video inventory time-consuming, you can always check out the following free home inventory applications:
- Liberty Mutual Home Gallery
A smartphone video inventory is indeed the easiest way to keep track of all your valuables and possessions. For more guidance on making your home inventory and protecting your belongings with the right homeowners insurance, contact the experts at Pierce Insurance Group. Our dedicated team is ready to answer all your questions!