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How Can Improving Your Credit Score Save You Money on Car Insurance?

People are always looking for ways to save money, and improving your credit score can do exactly that, and reduce your car insurance premium. If someone were to ask you, "How's your credit score?" Would you be able to answer correctly? If you are like most people, the answer is no. According to the National Foundation for Credit Counseling, over 50 percent of the population has not checked their credit score in the past 12 months. And to add to that, only about 38 percent have a credit score of Read More

New Texas Cellphone and Inspection Policies

If you are a driver in the state of Texas, there are some new traffic laws that you should know about to not be caught off-guard.  Texas has been slow to adopt state-wide texting and driving laws, but two major Texan cities have finally stepped forward to make their streets safer for everyone on the road. Thirteen states prohibit all drivers from cellphone use, while an astounding 37 states (including Texas) still allow legal adults to use their phones. But now, San Antonio and Austin–cities Read More

Questions You Should Ask Before Purchasing Auto Insurance

Before you buy auto insurance, make sure that your coverage reflects your needs and budget.  Auto insurance can financially protect you from auto-related accidents. You and your car represent a partnership so unique it's like a fingerprint. Only when you take this unique partnership into consideration will you purchase the perfect auto insurance policy that covers your needs and budget. You will have to evaluate how you use your car, what risks are most likely to happen, and what options you Read More

Apps for Teen Driver Safety

Apps serve many purposes and one of those purposes is to keep our teen drivers safe.  Passing the driver's exam is a major rite of passage for millions of teenagers across the nation. Getting a license is a sign of freedom, self-reliance, and the ability to hit the open road. But, as they will learn, it also means more responsibility and also comes with more risks. As a parent, you want to make sure that your teen stays safe on the road and new technology makes it easier than ever. Here are Read More

Why Cheap Coverage Isn’t Always Best

Rarely does cheap ever translate into "best," and that goes double when talking about auto insurance and auto coverage. One of the few truths in life can be surmised using the phrase, "You get what you pay for." When it comes to auto insurance and your coverage, this saying comes to fruition. The temptation to save as much money as possible is difficult to fight, and before you buy the cheapest insurance possible, you should know why this plan may backfire and leave you in a financial Read More

What to Do After a Hit-and-Run

A hit-and-run can be scary and infuriating, but very little is known about the protocol after the other driver takes off.  When someone causes an accident and willingly fails to stop to provide any information, you got yourself a hit-and-run. Filing a car insurance claim when you don't have any info on the other car can be quite the challenge. These accidents occur between cars, between a car and a pedestrian, and a car and property. If you ever find yourself the victim of a hit-and-run, take Read More

Thanksgiving Road Trip Hints

Holiday road trips are meant to be fun but are often met with traffic, stress, and irrational road rage.  Thanksgiving is a time in which we say what we are thankful for, but Thanksgiving road trips often end with more stress and road rage than you know what to do with. There seems to be no way to avoid the holiday traffic jams. But with a bit of planning, you may be able to avoid the traffic and get to your destination with nothing but smiles. Thanksgiving Road Trip Hints Leaving the Read More