Simple & Effective Gardening Tricks

There are many simple and effective gardening tips and tricks you can use to make your garden grow brightly and healthily.  There are definitely challenges to gardening. You may think that in order to grow the best garden you need to spend hundreds if not thousands of dollars on the best equipment and fertilizers, but that's not entirely the case. There are simple and effective gardening tips you can use to help you plant your best garden. In order to remove the salt deposits from the Read More

Life Insurance Tips for First-Time Buyers

When it comes to buying a life insurance policy for your family, it pays to know what to look for and what to avoid. Protecting your family is something to which everyone can relate. But there are instances and incidents that may occur and take us out of the picture entirely, and leave our family with nothing but our ashes. But there is something you can do to protect your family from beyond the grave, and that is called life insurance. Life insurance provides your family with a sum of money Read More

Don’t Miss These Life Insurance Tips

Life insurance is something that every person needs, but it is not something into which you should go blind.  Buying life insurance for the very first time can be an overwhelming process. You can count on running into terms and phrases which you may never have seen before, nor understand. But with a bit of research and familiarity, these terms are quite easy to comprehend. When your family's future is at stake, you best know what you're getting yourself into. Before you purchase any life Read More

How an Independent Agent Can Save You Money

Insurance is an important facet of anyone's life, but did you know that an independent agent can save you money? As you enter the world of financial freedom and security, there is one facet about adulthood which may make you, and many adults, cringe. Many people feel that insurance is a monthly waste of money and often opt to go with the policy that only satisfies their legal requirements. The only drawback is that this limit can prove to be insufficient when it comes to your insurance needs. Read More

The Most Common Insurance Misconceptions

Insurance misconceptions can cost people thousands of dollars, so use this article to help you decipher fact from fiction. One would think that because we live in the age of information, deciphering fact from fiction would be simple. But, thanks to the flaws of the human brain and a condition that psychologists call "confirmation bias," it is now easier than ever to find false information and believe it to be true. (See flat-Earthers, for one example). How can it cost thousands of dollars? If Read More

Does General Liability Insurance Cover Everything?

The short answer is no. But let's take a deeper look into what general liability insurance does not cover. General liability is an important insurance policy for all business owners, but every business owner should know that this crucial insurance policy does not cover every incident. In fact, there are many more things that general liability insurance does not cover than it does, and it's important for all business owners to know what those things are. Employee Injuries – If your employee Read More

Why Do You Need Personal Liability Insurance

Personal liability can financially protect you and your family from any accidents that occur and are (allegedly) your fault.  Personal liability insurance is about financial protection for you and your family. Personal liability coverage that is in tandem with your homeowners policy provides coverage for bodily injury and property damage for which you or your family members are legally responsible. Let's say someone falls down your stairs or your child accidentally kicks a soccer ball Read More