Life Insurance Tips for First-Time Buyers

When it comes to buying a life insurance policy for your family, it pays to know what to look for and what to avoid. Protecting your family is something to which everyone can relate. But there are instances and incidents that may occur and take us out of the picture entirely, and leave our family with nothing but our ashes. But there is something you can do to protect your family from beyond the grave, and that is called life insurance. Life insurance provides your family with a sum of money Read More

Don’t Miss These Life Insurance Tips

Life insurance is something that every person needs, but it is not something into which you should go blind.  Buying life insurance for the very first time can be an overwhelming process. You can count on running into terms and phrases which you may never have seen before, nor understand. But with a bit of research and familiarity, these terms are quite easy to comprehend. When your family's future is at stake, you best know what you're getting yourself into. Before you purchase any life Read More

Life Insurance: An Introduction

Life insurance is something that every single person needs, especially if they have a family. When you purchase life insurance, you enter into a legally binding contract that states that the insurance company will provide your beneficiaries with a death benefit upon your passing. But in order for this death benefit to ease the pain of your passing to your loved ones, you had to have paid your monthly premiums. The death benefit can be used to replace your annual income and relieve your family Read More

Life Insurance: The Single Parents’ Guide

Being a single parent may the hardest thing one can do, so it is worth knowing a few things about life insurance that could potentially provide protection to your children.  Being a single parent can be overwhelming. You somehow must find a way to juggle work, child-rearing, personal life, bill-paying, and other responsibilities that can take a toll on your body. If you find yourself in this position, know that you not alone–in fact, far from it. But every parent has one thing in common: they Read More

Life Insurance Mistakes to Avoid

Life insurance is a very serious policy that can help your family stay financially afloat should you pass.  Life insurance is a great policy to have in order to give your family some financial cushion after you pass. Taking your life insurance policy seriously is the only way you will be able to offer your family the coverage they need. Here are the life insurance mistakes you need to avoid. Mistake #1: Naming your estate as the beneficiary If you name your estate as your beneficiary you Read More

Smart Steps to Buy Life Insurance

Life insurance is something that your family may depend on should you suddenly pass, so it's important you take smart steps.  Your family may depend on your annual income to pay off important expenses like a mortgage, student debt, car payments, bills, and other important items. If you are to suddenly pass, how will your family pay these debts? Banks and other corporations do not give sympathy cards and expect to receive their money regardless. Without a life insurance policy to financially Read More

How to Choose a Life Insurance Beneficiary

Choosing a beneficiary for your life insurance policy is a big deal, do you know how to properly choose one?  Many people purchase life insurance to financially provide the people we love with some cushion should they pass away. As a result, picking the right beneficiaries is a crucial part of the process. How important is it? Well, if you pick the wrong beneficiary you can make the benefit payment process a messy legal battle for your family–something they surely won't want to deal with after Read More