When Does Your Spouse Need to Get Life Insurance?

Talking with your spouse about death is not the best way to set the mood, but it’s a conversation that all married couples need to have. If you happen to live in an Agatha Christie mystery novel, you should be suspicious if your spouse has taken out a life insurance policy. But, if you don’t live in a fiction book, having a spouse worried about their future is completely normal and means that you have a well-informed partner who knows what risks to take, and which ones to avoid. Here are Read More

How You Can Make Your First Homeowners Insurance Affordable

Purchase affordable homeowners insurance without breaking the bank when you buy your first home. If you are purchasing a home for the first time, you’re likely feeling many emotions at the same time. As right you should: buying a home is a big step in your life! Often times, purchasing a home comes attached with another life event that leads to this decision. Sometimes it can be marriage, other times it can be having children. Or it can be the realization that investing in your property, Read More

Landlord Insurance: What Does it Cover?

As a landlord, you need protection to cover your property from the variable tenants that will be inhabiting your rooms. Over 500 people become landlords in the U.S. every single day, according the Rental Protection Agency. If you are one of these and decided to rent out a home or apartment complex that you own, you may be a candidate for landlord insurance. This type of insurance typically includes two different types of coverage: liability and property. Both coverages are meant to do one Read More

What To Do After a Fender Bender

If you’ve been in a fender bender, this is what you need to do. No car accident is ever ideal, but as far as they go a fender bender isn’t too bad. That is, it doesn’t have to be if you follow the proper steps afterward. If you don’t, you could find yourself facing insurance snafus or even legal issues! To help you smooth things out after your fender bender, make sure you take these steps immediately after. Get out of the way. First things first, move your car a safe distance onto the Read More

Homeowners Insurance Tips You Really Need to Use

These important homeowners insurance tips can help you find the right policy. Buying homeowners insurance is a big deal. You’ve invested a significant sum in your house – not the mention the stuff you store in it – and you’re going to rely on this single policy to protect your home and your belongings. We want to make sure you get the coverage you deserve, so we’re highlighting these key tips for choosing homeowners insurance. Read the fine print. Don’t assume that your home policy will be Read More

Stop Making These 4 Bad Excuses for Not Buying Life Insurance

If you’re using any of these excuses for not buying life insurance, it’s time to stop. We get it. Life insurance isn’t the most fun topic. Not a lot of people get really excited about insurance, and when you factor in your own morbidity, you come up with a combo that can seem like a downer. But you should know that without this type of coverage, your family could be in for some very hard times. Isn’t their ongoing happiness worth a few minutes spent picking a policy? If you’re using any of Read More

June is National Camping Month! Celebrate With These Essentials

If you head into the great outdoors during National Camping Month, pack these essentials. Welcome to National Camping Month! The warm weather brings the perfect opportunity to get out of your routine and get outside. Sleeping under the stars, trekking through nature, enjoying marshmallows and screen-free time with your family and friends – there are a number of reasons to head out this month. But before you do, make sure you’re ready with these camping essentials. A first aid kit. Nature Read More