Texas Driver’s Insurance Minimum Requirement

Texas state law has a variety of very specific requirements with regards to the amount and types of auto insurance protection that drivers in the state must carry. Specifically, all drivers must have at least $30,000 in bodily injury coverage per person on a specific policy. Additionally, $60,000 in bodily injury coverage per incident and $25,000 in property damage coverage per incident are also required. These types of liability coverage are designed to make sure that drivers are adequately Read More

Renting Your Home Out? Read this.

Renting out your home is a great way to develop a second income, especially if you don't have a mortgage on the house. However, in addition to maintenance fees and other standard costs, you might be forgetting rental property insurance. Whether you have personal property you allow the tenants to use, such as a furnished house, or you want to cover property damage, you need this insurance. It's hard to make money off of a rental property if you don't protect your assets. Rental property Read More

How to Protect Your Home’s Foundation During a Drought

A combination of severely hot temperatures and excessively dry weather can be quite problematic for homeowners. The damage this type of weather can cause is far more serious than wilted flowers or dead landscaping. A drought can actually cause damage to your home's foundation. A lack of moisture in the soil surrounding your home causes the soil to contract which in turn can cause the foundation to sink, shift or crack. Home foundation repairs can be expensive and are not usually covered under a Read More