A driver’s gender can influence car insurance rates in McKinney, TX, but the effect depends on age, local insurer practices, and Texas regulations. Below is a data-driven, clearly written guide for Pierce Insurance Group, reflecting U.S. and Texas sources. Does Gender Affect Car Insurance Rates in McKinney? Car insurance rates in McKinney, as elsewhere in […]

Homeowners insurance sometimes covers mold, but the details matter. Most policies only protect against mold damage when it results from a sudden, accidental event (“covered peril”), not from ongoing issues or neglect. Here’s what homeowners should know about insurance for mold, clear examples of what’s covered, pitfalls to avoid, and practical steps to protect your […]

Liquor liability insurance is a must for restaurant owners, yet many underestimate its complexity and the legal obligations involved. Incidents involving intoxicated patrons, ranging from fights to drunk driving can lead to expensive lawsuits and devastating financial losses. This blog takes restaurant owners behind the scenes of liquor liability insurance, with tips, facts, and genuine […]

Condo insurance for real estate investors is a critical investment, offering essential protection against property damage, liability risks, and unforeseen losses. The average U.S. cost for condo insurance in 2025 is around $490 annually, but actual rates depend on the condo’s location, property value, and selected coverage options. Understanding Condo Insurance Costs The nationwide average […]

When it comes to car insurance, understanding the right coverages to protect yourself and your loved ones is crucial. One such coverage that often raises questions is Medical Payment, or MedPay, in car insurance. If you’re driving in McKinney, TX, you might wonder if adding MedPay to your auto insurance is worth it. This guide […]

Living in McKinney, TX, or anywhere in the U.S., many homeowners wonder if they need flood insurance—especially if their property lies outside the designated flood zones on FEMA’s maps. The short answer is yes; even homes outside high-risk flood zones can and often should get flood insurance. This blog post explains why flood insurance is […]

Professional liability insurance for consultants is an essential safeguard against the unique risks faced by professionals who provide expert advice and services. As a consultant, your reputation and business depend heavily on the quality and accuracy of your guidance. However, even with the utmost care, mistakes, omissions, or misunderstandings can happen. This is where professional […]

Owning rental property in Texas can be a lucrative investment, but it also comes with unique risks. That is why landlord insurance coverage for short-term rentals is essential for protecting property owners from financial loss. In this blog, we’ll explore how much landlord insurance typically costs in Texas, especially for short-term rentals, and what factors […]

Are you thinking about making the switch to an electric vehicle (EV) or a hybrid for your next car? While these vehicles offer significant benefits for the environment and your wallet in the long run, it’s important to understand how they can impact your car insurance. At Pierce Insurance Group, we’re here to help you […]